100% Mortgage

Looking for a 100% mortgage deal?

100 per cent mortgage deals are not currently available. The maximum loan to value (LTV) currently in the mortgage market available is 95%, so borrowers will need at least a 5% deposit. The more deposit you can put down on your home the better the deal you will get. See below to compare the latest high LTV mortgages:

High Loan to Value Mortgage Deal Selection - Call Direct
Initial RateProviderTermTypeAPR*LTV 
4.59%
Life of the mortgageLifetime Tracker4.70%90%More Info >
Available to all customers. No product fee. Maximum mortgage size £400,000
Call 0800 077 4274 to speak to a mortgage specialist.
4.69%
2 YearsFixed Rate4.20%90%More Info >
No booking fee. Maximum mortgage size £400,000
Call 0800 077 4264 to speak to the HSBC mortgage team.
4.89%
2 Years2 Year Tracker4.40%90%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
4.89%
2 Years2 Year Tracker4.40%90%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
5.39%
2 Years2 Year Tracker4.60%90%More Info >
Available to first time buyers and home movers. £495 booking fee.
Call 0800 077 3454 to speak to a Santander Mortgage Specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

During the peak of the property market 100% mortgages helped first time buyers make their first step on to the property ladder, but many found themselves with negative equity - owing more than their house was worth.

Our FREE and impartial mortgage service can help you find the best mortgage deal for your needs:
  • You fill in one simple form
  • An expert will search the market on your behalf
  • You get no obligation quotes and advice

Although 100% mortgage deals are not available, use our free service to compare hundreds of other mortgage quotes - see the table for some of the latest deals, and click on the links for more information, or fill in the form and get quotes.