12 Months Interest Free Credit Card
12 Months Interest Free Credit Card
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There are a lot of companies currently offering 12 months interest free credit card deals, they all vary so make sure you do you research and get the best one possible.
Some will compensate for an interest free offer by charging higher interest rates once the period has ended. Others will implement other fees such as higher charges if you go over your limit or fall behind on payments or charge higher interest on purchases.
A good value 12 months free interest credit card might include:
- A low APR after the 12 month period
- 0% interest on purchases as well as balance transfers (usually 3-6 months)
- No/Low balance transfer fee (usually 2-2.5%)
- No annual fee
It is important to remember that the cheapest isn’t always the best and that other charges may be implemented. Always read the small print so you know what you’re getting. To find the best 12 months interest free credit card, you can use our service to compare credit card deals from various different lenders. Click here to use this FREE service.
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Disclaimer All credit card APRs, features, charges, benefits and other information listed by Fair Investment Company Ltd represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the credit card agreement fully and carefully before making any agreement.