Mortgage News

Over £250 billion of UK Mortgages not covered by life insurance

Colm Hebblethwaite / 09 November 2011

A large number of people in the UK have taken out a mortgage in order to get their feet firmly on the property ladder, but a new study has shown that a substantial amount of these people do not have... Read more

104% increase in buy to let mortgage deals over the last three years

Colm Hebblethwaite / 27 October 2011

New statistics released by Defaqto have revealed that the amount of buy to let mortgage deals on the market has risen by 104% since 2008.  In October 2008, there were 237 buy to let mortgage pr... Read more

HSBC to make £350 million available for first time buyer mortgages

Colm Hebblethwaite / 14 October 2011

There has been a longstanding war of words between the UK’s financial institutions and various government ministers over the amount of money that is being set aside for first time buyer mortga... Read more

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Compare two year fixed rate mortgages...

With 2 year fixed rate mortgages, your rate is fixed for a 2 year period, which means it is unaffected by any changes in the base rate. 2 year fixed rate mortgages are available from most mortgage lenders and can really benefit people who want to know what their payments will be each month, and that they won't change for the term of the mortgage. See the table below for our selection of the latest two year fixed rate mortgage deals:

2 Year Fixed Rate Mortgage Deal Selection - Call Direct
Initial RateProviderTermTypeAPR*LTV 
2.35%
2 Years2 Year Fixed4.10%60%More Info >
Available to all home buyers, including first time buyers. £1,995 Product Fee.
Call 0800 077 3454 to speak to a Santander Mortgage Specialist.
2.85%
2 Years2 Year Fixed4.10%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.85%
2 Years2 Year Fixed4.10%60%More Info >
£999 product fee.
Call 0800 068 7624 to speak to an RBS mortgage specialist.
3.09%
2 Years2 Year Fixed4.10%75%More Info >
New purchase only. £999 product fee.
Call 0800 1582934 to speak to a Natwest mortgage specialist.
3.09%
2 Years2 Year Fixed Rate3.90%60%More Info >
£999 Product fee. Other terms available.
Call 0845 0701720 to speak to a Woolwich mortgage specialist.
3.15%
2 Years2 Year Fixed Fee Free4.00%60%More Info >
No product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
3.15%
2 Years2 Year Fixed Fee Free4.00%60%More Info >
No product fee.
Call 0800 068 7624 to speak to an RBS mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

Advantages of 2 year fixed rate mortgages include:

  • Easy budgeting - Your payments won't change over the two year period
  • Potential to Save Money - If rates go up, your agreed rate is unaffected which could save you hundreds of pounds

Disadvantages of 2 year fixed rate mortgages are that if the rate goes down, you will not benefit, and when the deal comes to an end, it can be expensive to set up another, plus, if you don't, you automatically go onto your lenders' variable rate, which could add a considerable amount to your monthly repayment.

But if you are happy with the rate you are offered, and are keen to have a deal where you know where you are each month, a 2 year fixed rate mortgage could be right for you; see the table for the latest deals.

Fixed Rate Mortgage Deal Selection - Call Direct
Initial RateProviderTermTypeAPR*LTV 
2.35%
2 Years2 Year Fixed4.10%60%More Info >
Available to all home buyers, including first time buyers. £1,995 Product Fee.
Call 0800 077 3454 to speak to a Santander Mortgage Specialist.
2.85%
2 Years2 Year Fixed4.10%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.85%
2 Years2 Year Fixed4.10%60%More Info >
£999 product fee.
Call 0800 068 7624 to speak to an RBS mortgage specialist.
3.09%
2 Years2 Year Fixed4.10%75%More Info >
New purchase only. £999 product fee.
Call 0800 1582934 to speak to a Natwest mortgage specialist.
3.09%
2 Years2 Year Fixed Rate3.90%60%More Info >
£999 Product fee. Other terms available.
Call 0845 0701720 to speak to a Woolwich mortgage specialist.
3.15%
2 Years2 Year Fixed Fee Free4.00%60%More Info >
No product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
3.15%
2 Years2 Year Fixed Fee Free4.00%60%More Info >
No product fee.
Call 0800 068 7624 to speak to an RBS mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

Mortgage Deal Selection - Call Lender Direct
Initial RateProviderTermTypeAPR*LTV 
2.09%
2 Years2 Year Tracker4.00%60%More Info >
£1,995 booking fee.
Call 0800 077 3454 to speak to a Santander Mortgage Specialist.
2.35%
2 Years2 Year Fixed4.10%60%More Info >
Available to all home buyers, including first time buyers. £1,995 Product Fee.
Call 0800 077 3454 to speak to a Santander Mortgage Specialist.
2.35%
2 Years2 Year Tracker Exclusive4.00%60%More Info >
Only available to existing current account customers. £1,499 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.45%
2 Years2 Year Tracker4.00%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.45%
2 Years2 Year Tracker4.00%60%More Info >
£999 product fee.
Call 0800 068 7624 to speak to an RBS mortgage specialist.
2.85%
2 Years2 Year Fixed4.10%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.85%
2 Years2 Year Tracker Fee Free4.00%60%More Info >
No product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.89%
2 Years2 Year Tracker4.00%75%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.89%
2 Years2 Year Tracker4.00%75%More Info >
£999 product fee.
Call 0800 068 7624 to speak to an RBS mortgage specialist.
3.09%
2 Years2 Year Fixed Rate3.90%60%More Info >
£999 Product fee. Other terms available.
Call 0845 0701720 to speak to a Woolwich mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

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