3 Year Tracker Mortgages

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Latest Deal - NatWest 2 Year TRACKER »

Call FREE - 0800 158 2934 

2.04%Reverts to 3.99% after 2 years
  • 2 Year Tracker - 70% LTV Deal
  • Call FREE - 0800 158 2934

Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Tracker Mortgage Deals -3 Year Trackers
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3 Year Tracker Mortgages

A 3 year tracker mortgage is a specific type of interest rate deal that may be offered to customers by mortgage providers. Depending on the type of deal selected, these tracker mortgages can vary a great deal, lasting for a few years or even for  the lifetime of the mortgage. When searching for an appropriate mortgage, it is recommended to research the various different options available.


A 3 year tracker mortgage does not have its interest adjusted by the provider, nor are they set at a fixed amount. Instead, interest will be set from the start of the agreement and will then be adjusted according to the Bank of England’s base rate, so it could go up or down. 

It is worth remembering that this rate may decrease or increase at any time, so therefore customers may wish to carefully consider the predicated economic climate before committing to a lengthy tracker mortgage agreement. As these types of mortgages can often be somewhat unpredictable, budgeting for your monthly mortgage payments on top of your everyday living expenses can be tricky at times. 

If you are searching for a suitable 3 year tracker mortgage, you can use our mortgage comparison tables above for information on some of the latest offers available. 

Although these mortgages can be suitable in many circumstances, it should be remembered that they are strongly dependant on the strength of the UK economy. If you would prefer to use a different mortgage deal, it is important to compare offers from as many providers as possible.

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The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker