Savings alternative: 150% FTSE growth, capped at 45%

Savings alternative: 150% FTSE growth, capped at 45%

24 August 2012 / by Oliver Roylance-Smith

Beat the market without risking your capital...

"The latest launch from RBS is the Accelerated Growth Deposit Plan, offering a return of 150% of any rise in the FTSE 100 (capped at 45% of your original investment) and full capital protection provided by the Royal Bank of Scotland, which as at today is A rated by Standard & Poor’s with a stable outlook.

With leading long term fixed rates barely offering much over 4%, the plan has the potential to deliver competitive returns, but as your return is dependent on the performance of the index, this will depend on what you see happening in the future.

So if you think the FTSE will go up in the medium term, this plan could present a compelling alternative to fixed rate savings, by offering the potential for increased stockmarket linked returns but without risking your capital."

Oliver Roylance-Smith, head of savings and investments

Learn more and request a brochure for the RBS Accelerated Growth Deposit Plan »

This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term. The past performance of the FTSE 100 Index is not a guide to its future performance.

If you are at all unsure of the suitability of this type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.