Stock market linked returns without risking your capital

Stock market linked returns without risking your capital

22 June 2012 / by Oliver Roylance-Smith

If you think the FTSE could go up in the medium term, read on...

"The Legal & General Growth Deposit Bond offers the best of both worlds by combining the potential upside of a stock market linked return with the peace of mind brought by knowing your capital is not at risk.

The return on offer is any increase in the FTSE 100 over the investment term, subject to a cap of 50% and with a minimum return of 9% whatever happens. Capital protection is provided by Cater Allen Private Bank, which has its own banking licence for FSCS purposes but whose deposits benefit from being fully and unconditionally guaranteed by Santander UK plc.

So if you are looking for an alternative to fixed rate savings and think the FTSE may rise in the medium term, this plan offers an attractive opportunity, but you must act now – this offer closes on Friday 29th June."

Oliver Roylance-Smith, head of savings and investment

Learn more and request a brochure for the L&G Growth Deposit Bond »

This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term. The past performance of the FTSE 100 Index is not a guide to its future performance.

If you are at all unsure of the suitability of this type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.