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Car insurance renewal warning

07 February 2005 / by None
Motorists now have to have a new car insurance policy in place the day the old one runs out, and can no longer rely on a two-week grace period.

The British Insurance Brokers' Association has said until recently drivers had 14 days grace between their current car insurance policy running out and when they were required by law to have a new one.

But in order to come into line with new European regulations this grace period has been withdrawn.

Graeme Trudgill, British Insurance Brokers' Association technical services manager, explained: "Insurers have in the past offered a 14 day Road Traffic Act (RTA) Certificate which was evidence of Insurance pending receipt of their renewal certificate, but even this did not offer free cover.

"The British Insurance Brokers' Association wants to put the record straight and ensure that all motorists know that there is no longer any room for manoeuvre and that insurance must always be up to date.

"We would urge policyholders to renew their policies at least 14 days in advance of the renewal date so they are in possession of their motor insurance certificate in plenty of time."

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