The majority of British homeowners say they do not feel they are prepared to cope in the event of a flood, according to new research from Zurich home insurance
Sixty-five per cent of Brits say that if a flood hit in their area, they are not well enough prepared to deal with the consequences, with 44 per cent admitting they have no idea if their home insurance would even cover them.
The survey also revealed that 40 per cent of homeowners don’t know where to go for information about the risks of flooding.
The results are worrying, says Zurich, particularity when two thirds of people said they feel that the risk of flooding is higher now as a result of climate change with a quarter saying they feel the summer floods of 2007 make further flooding more likely.
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Anna Fleming, Property Claims Director at Zurich says it is more important than ever for homeowners and businesses to insure they have adequate building and contents insurance so that they are protected should the worst happen.
"The key issue with the floods in 2007 and more recently in Morpeth in 2008, is that they were due to unpredictably high levels of rainfall coming down in just one day," she said.
"Until now, floods like these were classified as a ‘one in a hundred year' event but the increasingly unpredictable nature of the weather that caused both of these floods, means that there is an urgent need for all homes and businesses to prepare for this risk, regardless of the area they live in."
Fair Investment Company