Halifax Home Insurance has reported a 40 per cent increase in winter insurance claims since 2001, and is urging homeowners to do a house 'MOT' using their new checklist before winter hits.
The report coincides with the recent announcement by the Met office that this winter is set to be the coldest in a decade.
A spokesperson for Halifax Home Insurance said: "Every year millions of motorists put their vehicles through an MOT at a cost of around £40 - but few homeowners do the same with their home.
According to the insurance company, it dealt with around 20,000 weather-related claims last year, adding up to a total of £17 million worth of damage to homes.
This year alone Halifax Home Insurance has received over 23,000 storm claims and paid out over £20 million to homeowners.
The Halifax Home MOT checklist advises homeowners to check tiles, guttering, chimneys and even boilers.
The checklist is available from the Halifax website.To read more about Home Insurance, click here.
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