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Insurance warnings for bonfire night

24 October 2006
With Guy Fawkes' night less than two weeks away, several insurance companies are seeking to warn customers of things to watch out for during the evening that may otherwise be lost amid the fun and excitement.

According to insurance firm Churchill, over eight million households are planning to celebrate the night of November 5th at their own home or at the home of a friend or family member, but only a third take the proper safety precautions with their fireworks.

Churchill's own research shows that nearly one million people have caused some damage to property through misuse of fireworks and almost two million householders have been hurt by fireworks in the past.

Martin Scott, head of home insurance for Churchill, said: "Personal safety and the potential for damage to property are clearly major issues for homeowners hosting parties on Bonfire Night."

However, Mr Scott also said that "by observing a few safety precautions, the risk of accidents can be significantly reduced" and that insurance policies to cover against potential problems could also ease the burden of worry.

There was also cautionary advice from American Express Home Insurance, which note that, according to British Insurer Association figures, burglaries in November would increase by around 25 per cent as a direct result of break-ins while revellers left the house to attend a firework display.

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