Young drivers face "dreadful consequences" if they take to the road without car insurance, according to an industry body.
The head of communications at the Motor Insurers' Bureau (MIB), Susan Beck, commented that a large proportion of 18 to 21-year-old males drive without insurance.
She suggested that while the high cost of insurance may contribute to this trend, all drivers should have cover "to protect them, as well as to protect other road users".
"There is no denying that young people probably see insurance as a big expense when they first learn to drive," commented Ms Beck.
"But responsible families need to encourage their teenagers to budget with this in mind when they get their first car."
According to Ms Beck, those driving without insurance cost "honest" motorists an additional £30 a year as their premiums need to cover uninsured drivers.
The MIB campaigns with police and other stakeholders to combat uninsured driving.
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