Premiums up, insured drivers down, research says

18 October 2006
The number of people in the UK who drive without car insurance could be set to increase in the future, owing to rising premiums.

That is the findings of research conducted by Sainsbury's Bank, which found that 480,390 people admit to have taken to the road without cover within the last year.

Respondents to the poll confessed that they would consider getting behind the wheel without car insurance if the cost of premiums rose to an unaffordable level.

It is not just insurance premiums that are pushing up the cost of motoring in Britain, fuel prices, congestion charging and increasing taxes are all taking their toll on drivers' bank balances.

The Sainsbury's Bank research found that the overall cost of running a car in the UK has risen by 7.2 per cent over the course of the last 12 months.

Car insurance manager at the bank Richard Clark said that irrespective of cost, drivers should not ignore insurance.

"It's not only dangerous, but it's also unfair to expect honest drivers to pick up the tab," he said.

"We would urge those motorists who are tempted to break the law to consider trying to reduce the cost of motoring without dropping insurance, for example shopping around for cheaper premiums, down grading their vehicle, car sharing or simply not driving at all."

To read more about insuring your van, click here.

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