Easter has cut this tax year short, but at Fair Investment Company you can still buy many stocks and shares ISAs online up until 11.55pm on April 5th
"Because of the two bank holidays surrounding Easter Sunday, the tax year effectively ends for most providers on April 1st this year, as many are unable to process applications and transfers up until the actual tax year end of April 5th," says Rebecca Sargent, savings and investments editor at Fair Investment Company.
"But, at Fair Investment Company, we are able to process many stocks and shares ISA applications and transfers online right up until 11.55pm on April 5th."
By putting their money into an ISA fund through the Fair Investment Funds Service, investors effectively have an extra four days to make the most of their tax free £7,200 stocks and shares ISA allowance.
And, through the Fair Investment Funds Service investors can save up to 100% on standard initial fund ISA charges on top performing funds from leading fund managers including Schroder, Invesco Perpetual and Jupiter.
"We would urge you to take advantage of your ISA allowance now, and not get caught up in the Easter rush," says Rebecca, "but for those who do leave it until the last minute, our funds service can help, right up until nearly midnight on April 5th.
The Fair Investment Funds Service breaks ISA funds down into portfolios and popular ISA funds to make choosing easier, but for those who can't make up their mind before the tax year ends, the service allows investors to put their ISA allowance into a cash reserve until they have decided on the right fund.
"There is always the cash reserve for the indecisive, but investors should be aware that as long as it is held in there, they will not be receiving the tax benefits of an ISA, so the sooner they invest the better," said Rebecca.
"Remember, you can’t carry your ISA allowance across into next year – if you don’t use it before the end of the year, you can’t get it back."
Apply for a stocks and shares ISA online now through the Fair Investment Funds Service and save up to 100% on standard initial fund charges