Morgan Stanley structured investment product wins 5 stars at Moneyfacts Go compare with our comparison table

Morgan Stanley structured investment product wins 5 stars at Moneyfacts

07 December 2009 / by Rebecca Sargent

A structured investment plan from Morgan Stanley has been awarded five stars at Moneyfacts.co.uk.

The Morgan Stanley Protected Growth Plan 31 is a six year structured investment plan with a minimum investment of £3,000, and investors will get the full growth of the FTSE 100 with no cap on the overall return provided the investment is held and runs to maturity. The original investment will also be returned.

The Plan also offers an early kick-out option which pays 21 per cent if the FTSE 100 has risen by 15 per cent or more after three years, "offering investors the possibility that they could consolidate their gain without having their investment tied up for the full term," Moneyfacts claims.

The product closes on January 18 2010, and the start date for the plan is February 8 2010, and the Plan is available within an ISA wrapper and as an ISA transfer as well as in a SIPP and as a standalone investment.

Commenting on the stars, Marc Chamberlain, executive director at Morgan Stanley said: "The Protected Growth Plan has been our longest running and most popular product offering.

"We are therefore delighted to have been awarded 5 stars by Moneyfacts."

© Fair Investment Company Ltd

 Product NameISA OptionMaximum Potential ReturnTermMore Info
FTSE 100 Enhanced Kick Out Planyes

9.5%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 1, 2, 3, 4, 5 or 6. If the plan matures early it will return 9.5% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
FTSE 100 3 Year Defined Growthyes

24.0%

after 3 years

3 yearsMore Info >
3 year structured investment plan which aims to return 24% if the FTSE 100 is higher than its Initial Level. Available for Non-ISA, Investment ISA, and ISA transfer.
FTSE 100 Defensive Kick-Out Planyes

7.5%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 3, 4, 5 or 6. If the plan matures early it will return 7.5% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
Kick Out Deposit Planyes

2.75%

per annum

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 2.75% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
FTSE Defensive Kick Out Planyes

7.50%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 2, 3, 4, or 5. If the plan matures early it will return 7.5% times the number of years the plan has been active. Also available for Stocks & Shares ISA and ISA transfer.
4 Year Deposit Planyes

11%

at end of term

4 yearsMore Info >
4 year capital protected structured deposit plan which aims to return 11% if the FTSE 100 is higher. Also available for Cash ISA and ISA transfer.
6 Year Defensive Deposit Planyes

24%

at end of term

6 yearsMore Info >
6 year capital protected structured deposit plan which aims to return 24% if the FTSE 100 is higher than 95% of Initial Level. Also available for Cash ISA and ISA transfer.
FTSE Step Down Kick Out Planyes

7.0%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 2, 3, 4, or 5. If the plan matures early it will return 7% times the number of years the plan has been active. Also available for Stocks & Shares NISA and NISA transfer.
Mid-Term Kick Out Deposit Planyes

10%

after 3 years, or 16.5% after 6 years

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature early after year 3. If the plan matures early it will return 10%. Also available for Cash ISA and ISA transfer.

The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below.