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What will happen to the FTSE - Investments to match your view Go compare with our comparison table

What will happen to the FTSE - Investments to match your view

01 December 2011 / by Oliver Roylance-Smith

Amid so much uncertainty surrounding the FTSE, we've brought together a choice of investment options to suit your own perspective of where it's going to go next. Oliver Roylance Smith, our head of investments and savings, explains:

"With the recent volatility in the FTSE 100, we give you a selection of investments that cater for all views about its future, whether you think it will go up, down or stay flat.

Investec’s Geared Returns Plan will pay a fixed return of 75% at the end of the term provided the FTSE is higher than its starting value. This plan is therefore an option for those who consider the FTSE will stay around the same value but go up, albeit by only a very small amount.

For those who consider the FTSE may go down, the next decision is between income and growth. Gilliat’s Income Builder offers up to 8.1% per year which is accrued for each week the FTSE remains above 3,000, a level not seen since 1995, and with payments made quarterly, it is an attractive income solution.

Morgan Stanley’s Booster Plan offers a fixed return of 60% at the end of the term provided the FTSE has not gone down by more than 20%. The plan also includes a unique booster feature which allows you to receive a positive return, even if the FTSE falls by up to 50%."

No news, feature article or comment should be seen as a personal recommendation to invest. If you are in any doubt as to the suitability of a particular product please contact us for advice.

These are structured investment plans that are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term. The past performance of the FTSE 100 Index is not a guide to its future performance.

© Fair Investment Company Limited
 

Growth Structured Investment Plans
ProviderPlan NameCounterpartyISA OptionTermMaximum Potential ReturnMore Info
FTSE 100 Enhanced Kick Out Plan Investec VersionInvestec Bank plcyesUp to
5 years		13%
per annum		More Info >
Structured investment plan with the potential to mature after years 1, 2, 3 and 4. If the plan matures early it will return 13% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
FTSE Defensive Bonus PlanMorgan StanleyyesUp to 6 years9.50%
per annum		More Info >
6 year structured investment plan with the potential to mature early, returning the greater of 9.50% for each year the plan is in place, or the highest return from the FTSE, measured daily. Also available for Stocks & Shares ISA and ISA transfer
Early Bonus PlanAbbey National Treasury Services plcyesUp to 6 years9%
per annum		More Info >
A 6 year structured investment plan with the potential to mature early, paying 9% for every year the plan is active. Also available for Stocks & Shares ISA and ISA transfer.
FTSE 5 Quarterly Defensive PlanRoyal Bank of Scotlandyes5 Years4.50%
per quarter		More Info >
A 5 year structured investment plan with the potential to return 4.50% x the number of quarters the Plan has been active.
FTSE Booster PlanMorgan Stanleyyes6 years60%More Info >
6 year structured investment plan that offers a fixed growth return of 60% even if the FTSE 100 falls. Also available for Stocks & Shares ISA and ISA transfer.
FTSE Best Entry Growth Plan yes6 years100%More Info >
6 year structured investment plan offering 5 times any positive growth in the FTSE 100 up to a maximum return of 100%. Also available for Stocks & Shares ISA and ISA transfer.
FTSE 100 Geared Returns PlanInvestec Bank plcyes5 years80%More Info >
5 year structured investment plan with the potential to receive a defined return of 80%. Also available for Stocks & Shares ISA and ISA transfer.
Growth PlanAbbey National Treasury Services plcyes5 years60%More Info >
A 5 year structured investment plan which aims to provide a defined return of 60% at maturity. Also available for Stocks & Shares ISA and ISA transfer.
FTSE 100 Accelerated Growth PlanInvestec Bank plcyes5 yearsNo limitMore Info >
5 year structured investment plan with the potential to return 2.5 x any growth in the FTSE 100 Index after 5 years. Also available for Stocks & Shares ISA and ISA transfer.
FTSE Protected Growth PlanMorgan Stanleyyes6 years35%More Info >
A 6 year capital protected structured investment plan that offers a potential early exit return of 35%. Also available for Stocks & Shares ISA and ISA transfer.
Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. Income and growth returns are not guaranteed. There is a risk of losing some or all of your initial investment due to the performance of the underlying Index or commodity. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.