What will happen to the FTSE - Investments to match your view Go compare with our comparison table

What will happen to the FTSE - Investments to match your view

01 December 2011 / by Oliver Roylance-Smith

Amid so much uncertainty surrounding the FTSE, we've brought together a choice of investment options to suit your own perspective of where it's going to go next. Oliver Roylance Smith, our head of investments and savings, explains:

"With the recent volatility in the FTSE 100, we give you a selection of investments that cater for all views about its future, whether you think it will go up, down or stay flat.

Investec’s Geared Returns Plan will pay a fixed return of 75% at the end of the term provided the FTSE is higher than its starting value. This plan is therefore an option for those who consider the FTSE will stay around the same value but go up, albeit by only a very small amount.

For those who consider the FTSE may go down, the next decision is between income and growth. Gilliat’s Income Builder offers up to 8.1% per year which is accrued for each week the FTSE remains above 3,000, a level not seen since 1995, and with payments made quarterly, it is an attractive income solution.

Morgan Stanley’s Booster Plan offers a fixed return of 60% at the end of the term provided the FTSE has not gone down by more than 20%. The plan also includes a unique booster feature which allows you to receive a positive return, even if the FTSE falls by up to 50%."

No news, feature article or comment should be seen as a personal recommendation to invest. If you are in any doubt as to the suitability of a particular product please contact us for advice.

These are structured investment plans that are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term. The past performance of the FTSE 100 Index is not a guide to its future performance.

© Fair Investment Company Limited
 

Growth Structured Investment Plans
ProviderPlan NameCounterpartyISA OptionTermMaximum Potential ReturnMore Info
FTSE 100 Enhanced Kick Out PlanInvestec Bank plcyesUp to
6 years

10%

per annum

More Info >
Structured investment plan with the potential to mature after years 1, 2, 3, 4, 5 or 6. If the plan matures early it will return 10% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
FTSE 100 Defensive Growth PlanInvestec Bank plcyes6 years

34.0%

after 6 years

More Info >
6 year structured investment plan which aims to return 34% if the FTSE 100 is higher than 50% of Initial Level. Available for Investment ISA, and ISA transfer.
FTSE 100 Step Down Kick-Out PlanInvestec Bank plcyesUp to
6 years

8.25%

per annum

More Info >
Structured investment plan with the potential to mature after years 2, 3, 4, 5 or 6. If the plan matures early it will return 8.25% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
FTSE 100 Defensive Kick-Out PlanInvestec Bank plcyesUp to
6 years

8.0%

per annum

More Info >
Structured investment plan with the potential to mature after years 3, 4, 5 or 6. If the plan matures early it will return 8% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
FTSE Defensive Kick Out PlanCredit Suisse AGyesUp to
6 years

7.50%

per annum

More Info >
Structured investment plan with the potential to mature after years 2, 3, 4, or 5. If the plan matures early it will return 7.5% times the number of years the plan has been active. Also available for Stocks & Shares ISA and ISA transfer.
FTSE Step Down Kick Out PlanNatixisyesUp to
6 years

7.0%

per annum

More Info >
Structured investment plan with the potential to mature after years 2, 3, 4, or 5. If the plan matures early it will return 7% times the number of years the plan has been active. Also available for Stocks & Shares NISA and NISA transfer.
Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. Income and growth returns are not guaranteed. There is a risk of losing some or all of your initial investment due to the performance of the underlying Index or commodity. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.