AA Loan

Compare AA Loans

Compare AA loans with the market. To compare current UK loan deals use our loan tables to compare loans from other leading deals to make sure you are getting the best deal for your circumstances. 

ProviderLoan AmountCredit HistoryRates FromTerm 
£2,500 to £15,000Good Credit Only3.2%

APR
Representative

(£7,500-£15,000)

2 years to 5 yearsGet Quotes >
  • 10 minute online quote, instant decision
  • Money can be with you within 48 hours
  • No arrangement, over payment or early repayment fees
  • Must be aged 21 or over
  • UK Resident with a UK bank account

Representative Example:  The Representative APR is 3.2%, so if you borrow £7,500 over 3 years at a rate of 3.03% p.a. (fixed) plus an arrangement fee of £30, you will repay £218.94 for 36 months and £7,881.84 in total.

£1,000 to £25,000All Credit Histories Considered14.9%

APR
Representative

1 to 5 YearsGet Quotes >

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

£1,000 to £5,000Fair & Poor Credit59.9%

APR
Representative

1 to 3 YearsGet Quotes >
  • Know if you'll be accepted before you apply
  • Applying won't affect your credit score
  • No fees charged
  • Borrow more later, if you're eligible
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 59.9% (fixed). If you borrow £2,000 over 2 years at a rate of 59.9 p.a (fixed), you will repay £131.05 per month & £3,145.20 in total.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

Loans

 

Whatever the reason behind your desire for a loan, the most important thing is trying to get the best deal you can. While AA loans are not available at the moment you can use the comparison tables above to compare the latest deals to help you decide what your best option might be. Most loans take years to pay off so it is wise to shop around before taking one out.

 

Types of Loan

 

Personal Loans

 

Also known as unsecured loans are a type of loan that typically allows you to borrow up to £25,000 over a variable time period, generally speaking the larger amount you wish to borrow the lower the rate of interest you receive, however this does not mean you should take out a larger loan you cannot afford to service or repay.

 

Lenders will advertise their personal loans with a Representative APR however this is not the amount you are guaranteed to get from taking out a loan with them, your actual interest rate will be dependent on numerous factors such as how much you earn and your credit history, they will also take this into consideration when they evaluate how much they are actually willing to lend you.

 

AA Personal loans are not available at the moment, however there are many lenders who currently are offering personal loans, you can use the comparison service above to see if you can get a competitive rate on one.

 

Homeowner Loans

 

This type of loan is also sometimes called a ‘secured’ loan, this is because lenders require you to put up an asset like your home or other property in your possession as security on the loan. Because of this added security you can normally borrow larger sums of money, typically between £25,000 and £250,000 with a homeowner loan. Lenders will also normally allow you to make loan repayments over a long time frame as well.

 

The actual amount you can borrow with a homeowner loan, as well as the length of the repayment term would be affected by the value of your home, or the value of the equity you own if you have a mortgage on it, as well as other factors such as your credit history and financial circumstances. It is important to remember before taking out this type of loan that the lender can repossess your home if you do not keep up repayments on the loan.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.