Abbey Current Accounts

Compare Abbey Current Account Deals

There are a number of Abbey current accounts available, so you can choose the one that best suits your individual needs.

From January 2010 Abbey current accounts have been re-branded as Santander current accounts.

Santander current accounts offer:

  • Up to £300 when you switch to Santander
  • 5% interest on your balance when it's in credit
  • 0% on overdrafts for the first 4 months

See the table below to compare Santander current accounts with other leading providers:

Latest Current Account Deals
 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
1.50%*Fee free for 4 months then £1 per day£500 per month£5 pm*1.50% AER (variable) on your entire balance up to £20,000 (3.0% AER until 1st November 2016). Up to 3% cashback on household bills.More Info >
N/A£1 per dayN/AN/AFour month fee-free overdraft when you switch your main current account using the Dedicated Switcher ServiceMore Info >
N/A0%N/A£13.50 pm More Info >

Santander also offers a number of alternative current accounts that you may be interested to know more about. These are:

  • Reward current account which includes deals on travel insurance, breakdown cover, identity protection and commission free travel money and more.
  • Premium current account which includes deals on travel insurance, health care, breakdown cover, legal assistance and more.


Santander, formerly known as Abbey national’s current accounts also extends to other types including zero current account and everyday current account. If you wish to find out more about these, then you can visit their website or go directly to one of their branches.


Many people are happy to stick with their present current account provider, although switching to a different bank could save you money and offer you a better service.


Santander is one of many banks that offer current accounts. We suggest that you compare current accounts from a variety of banks and building societies to get a clear idea of the type of account that would be most appropriate for you.

Latest Current Account Deals
 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
5.0%*0% for 12 months£1,000 per monthN/A5.0% IN-CREDIT INTEREST on balances up to £2,500 for the first year.More Info >

Nationwide FlexDirect Current Account

  • *5.0% AER fixed (4.89% gross pa) in-credit interest on balances up to £2,500 for the first 12 months
  • No monthly account fee
  • Paperless statements 
  • Visa Debit card and chequebook option
  • Manage your account online, by phone or in branch
  • Mobile app
  • No fees on arranged overdrafts for the first 12 months 
  • Must be 18 or older
  • Overdraft charge of 50p per day after the first 12 months
  • Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account)
5% AER**£25 interest and fee free overdraft plus £10 buffer£500 per monthN/A5% AER variable in-credit interest on balances up to £2,000More Info >
TSB Classic Plus Current Account

  • 5% AER on balances up to £2,000. Must pay in £500 a month, register for internet banking and paperless statements and paperless correspondence 
  • Plus 5% Cashback on your first £100 Contactless payments every month. Contactless Subject to eligibility. End Sept 2017. (T&Cs apply).
  • If you have a Plus account, earn up to £5 a month cashback with our selected TSB credit cards. T&C’s apply. Ends Sept 2017
  • Must be 18 or older
  • Representative example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.94% EAR (Variable) 
1.50%*Fee free for 4 months then £1 per day£500 per month£5 pm*1.50% AER (variable) on your entire balance up to £20,000 (3.0% AER until 1st November 2016). Up to 3% cashback on household bills.More Info >

Santander 123 Current Account

  • *1.50% AER (variable) payable on your entire balance up to £20,000 (3.0% AER until 1st November 2016).
  • Up to 3% cashback on household bills - 1% on water, council tax bills and Santander mortgage payments, 2% on gas and electricity bills, and 3% on mobile phone, home phone, broadband and paid-for TV packages
  • Visa Debit Card
  • Mobile app
  • Withdraw up to £300 a day from any Santander or Link cash machine
  • Must be 18 or older and a UK resident
  • Interest and Cashback only available when you set up at least two eligible Direct Debits 
  • Monthly fee of £5
  • Must pay a minimum of £500 into the account each month
N/A0% for first £250No minimumFree if funding £1,000 or £10 below £1,000£100 for switching into account. £250 interest free overdraft. Free banking if paying over £1,000 per month. £100 if not satisfied after 6 monthsMore Info >

First Direct 1st Current Account

  • A current account that works together with your life
  • Switch your current account and you'll get £100
  • £250 free of overdraft interest
  • Comes with satisfaction guarantee - if you're not happy you'll get £100
  • Mobile banking on the go with app for iPhone, Android and iPad
  • Beautifully designed Internet Banking service
  • Award winning customer service from real people answering your calls, 24 hours a day, seven days a week
  • 1st Account Banking with Britain's most recommended bank (Source: GfK NOP FRS, 6 months ending May 2015.) 
  • Must be 18 or older
  • Must pay a minimum of £1,000 into the account each month to qualify for free banking and £100 offers
0.75.%*£6 per month with £25 buffer and 2 day grace period No minimumFreeInnovative new banking service. *Get 0.75% AER on ALL instant access balances and 0.25% AER on current account balances up to £2,000More Info >

B Current Account

  • New Digital Banking Service powered by Yorkshire and Clydesdale Banks
  • Manage your account from Android or iOS device app
  • Savings goals, planning and budgeting tools
  • Multiple savings 'pots' for different goals
  • Balance sweeps to linked savings account
  • 'Good to go' alerts - letting users know their balance will cover regular spending
  • Hints and tips to help users get the most from their money
  • 0.25% interest up to £2,000, 0% thereafter
  • 2 day grace period on overdraft fees
  • No minimum deposit
  • Open online, in branch or by phone
  • Must be 18 or older
N/A£1 per dayN/AN/AFour month fee-free overdraft when you switch your main current account using the Dedicated Switcher ServiceMore Info >

Santander Everyday Current Account

  • No account fee and no monthly minimum funding required
  • Free text message and email alert service.Easy access to your account 24 hours a day.
  • Get a free Arranged Overdraft for 4 months when you use the dedicated Switcher Service (depending on your circumstances).
  • Visa Debit Card
  • Withdraw up to £300 a day from any Santander or Link cash machine
  • Must be 18 or older and a UK resident
  • After 4 month fee-free overdraft period, usual overdraft fees apply
N/A0%N/A£13.50 pm More Info >

Yorkshire Bank Current Account Signature

  • Includes multi-trip travel insurance for you and the family including winter sports
  • My Signature Rewards - access to discounts on travel, leisure and retail shopping (save at Asda, Sainsbury's & Morrisons) 
  • UK breakdown cover from Greenflag
  • Preferential rates on Signature linked savings accounts
  • 24 hour telephone and internet banking
  • Must be 18 or older and a UK resident
  • Monthly charge of £13.50
N/a*First £250 interest free, £6 pm thereafterNo minimum£18*Instead of interest you receive 3% rewards on selected household bills, plus extra benefits including free Worldwide travel insurance, UK breakdown cover and mobile phone insurance. Top 20% of NatWest Reward customers earn, on average, £217 in Rewards per year. Based on average Dec ‘15/Jan’16 Direct Debit amounts. Excludes monthly fee.More Info >
NatWest Reward Platinum Current Account

  • Instead of interest you receive 3% off selected household bills
  • Also earn at least 1% on qualifying purchases at Reward partners
  • Extra benefits included: free Worldwide insurance (up to 31 days), free UK Breakdown cover, free mobile phone insurance, 10% discount on travels services (such as holdays, airport parking and baggage upgrades), preferential foreign currency rates, National Trust family day passes, 2 for 1 or 50% off selected restaurants
  • Access account anytime with 24-hour UK call centres, Online Banking and Mobile Banking app
  • Emergency Cash Service - access money from ATMs (limits apply) if debit card lost or stolen
  • No specific minimum funding required

  • Must be 18 or older
  • £18 monthly fee
  • £250 interest free Overdraft threshold. £6 per month thereafter

 

N/a*First £10 interest free, £6 pm thereafterNo minimum£12*Instead of interest you receive 3% rewards on selected household bills, plus extra benefits including free European travel insurance and mobile phone insurance. Top 20% of NatWest Reward customers earn, on average, £217 in Rewards per year. Based on average Dec ‘15/Jan’16 Direct Debit amounts. Excludes monthly fee.More Info >
NatWest Reward Silver Current Account

  • Instead of interest you receive 3% off selected household bills
  • Also earn at least 1% on qualifying purchases at Reward partners
  • Extra benefits included: free European travel insurance (up to 22 days), free mobile phone insurance, preferential foreign currency rates, 25% cashback on selected ticket bookings, 2 for 1 or 50% off selected restaurants
  • Access account anytime with 24-hour UK call centres, Online Banking and Mobile Banking app
  • Emergency Cash Service - access money from ATMs (limits apply) if debit card lost or stolen
  • No specific minimum funding required

  • Must be 18 or older
  • £12 monthly fee
  • £10 interest free Overdraft threshold. £6 per month thereafter

 

N/a*First £10 interest free, £6 pm thereafterNo minimum£3*Instead of interest you receive 3% rewards on selected household bills. Top 20% of NatWest Reward customers earn, on average, £217 in Rewards per year. Based on average Dec ‘15/Jan’16 Direct Debit amounts. Excludes monthly fee.More Info >
NatWest Reward Current Account

  • Instead of interest you receive 3% off selected household bills
  • Also earn at least 1% on qualifying purchases at Reward partners
  • Access account anytime with 24-hour UK call centres, Online Banking and Mobile Banking app
  • Emergency Cash Service - access money from ATMs (limits apply) if debit card lost or stolen
  • No specific minimum funding required

  • Must be 18 or older
  • £3 monthly fee
  • £10 interest free Overdraft threshold. £6 per month thereafter

 

0%No charges for going up to £25 into planned overdraft (subject to approval)N/AN/A7 day switching service available, no monthly account feeMore Info >
TSB Classic Current Account

  • No monthly fee
  • Available to new and existing customers
  • Access to features such as Money Planner and text alerts to help you manage your money
  • 7 day switching service available to move your existing account to TSB hassle free
  • Must be 18 or older
  • Must be a UK resident
N/A19.30% pa (variable)£0.00 N/AContactless debit card. Telephone and Online Banking. Free text alerts.More Info >
Barclays Bank Account

  • Contactless debit card for faster payments
  • No monthly fee
  • Barclays loyalty mortgage - get a better mortgage deal (subject to status and availability)
  • Get 0% interest on the first £200 of your overdraft when you purchase selected additional features for your current account (see terms and conditions for details)
  • Manage your account online
  • Free text alerts to help you keep track of your spending
  • Must be 18 or older
  • Overdraft interest of 19.50% pa (variable) up to £5000 

N/A£6**N/AN/AEarn a minimum of 1% of your spend at participating retailers with CashBack Plus. More Info >

NatWest Select Current Account

  • No monthly fee
  • Visa Debit card
  • Earn rewards when you use your debit card at selected retailers with CashBack Plus
  • Access to emergency cash if you lose your debit card (limits apply)
  • Manage your account online or on your mobile
  • Free text alerts to help you keep track of your spending
  • Must be 18 or older
  • **A £6 Arranged Overdraft Usage Fee applies per charging period if you use your arranged
    overdraft by more than £10
N/A£6**N/AN/AEarn a minimum of 1% of your spend at participating retailers with CashBack Plus. More Info >

Royal Bank of Scotland Select Current Account

  • No monthly fee
  • Visa Debit card
  • Earn rewards when you use your debit card at selected retailers with CashBack Plus 
  • Access to emergency cash if you lose your debit card (limits apply)
  • Manage your account online or on your mobile 
  • Free text alerts to help you keep track of your spending
  • Must be 18 or older
  • **A £6 Arranged Overdraft Usage Fee applies per charging period if you use your arranged
    overdraft by more than £10