If you have an adverse credit history getting a mortgage need not be as difficult as you may think. Over the last five years adverse credit mortgage deals have become much more readily available with many UK lenders taking a more sympathetic approach to lending recognising that past CCJs, mortgage arrears or other credit defaults should not be necessarily a hurdle to getting finance for your home.
With more lenders in the adverse credit market the competition has helped to create better opportunities for people to get a good deal based on their circumstances. With hundreds of deals to choose from we recommend that you get advise on your mortgage options.