Adverse Credit Mortgage

Looking for a mortgage and have an adverse credit issue over 12 months old?

Latest Deal - NatWest 5 Year FIXED »

Call FREE - 0800 158 2934 

1.97%Reverts to 3.75% after 5 years
  • 5 Year Fixed - 60% LTV Deal
  • Call FREE - 0800 158 2934


Overall Cost for Comparison 3.20% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Our Adverse mortgage service helps you to get back on track. If you have had an adverse credit situation over 12 months ago then our service can help if the reason for getting into adverse or bad debt was a one off event e.g. divorce, serious illness, redundancy - Please our mortgage team on 0117 332 6061 (8.30am to 6.30pm Monday to Friday)for more information.

Latest Mortgage Deals Selection

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

2.99%

Reverts to 4.70%

5

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.
Fixed

3.09%

Reverts to 4.70%

5

Years

80%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of top deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Adverse Credit Mortgage Service

Lenders are now more responsible about who they lend to and require proof that you are able to keep up with the repayments before they will give you a mortgage. This has made adverse credit mortgages harder to get and more expensive.

Our adverse credit mortgage service is for people who have a bad debt or credit issues older than 12 months and the event that caused the issue was a one off e.g. redundancy, bereavement, serious illness. Get a review of your mortgage options and see if there are any adverse credit mortgages available for your circumstances by calling our mortgage team on 0117 332 6063 or complete our short enquiry form.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker