Annuity Rates

Annuity RatesAnnuity Rates

Annuity rates are based on prevailing medium gilt rates and life insurance companies view on mortality rates. For more information on different types of annuity see our Guide to Annuities

Below is a selection of current rates for pension annuities based on certain set criteria. If you are not in good health you can use this to your advantage as some companies will take into account your previous medical history and give you a preferential annuity rate.  

 Company  Annual Gross Income
Scottish Equitable  £7,503
Canada Life  £7,349
Prudential  £7,308
Standard Life  £7,172

Male aged 65, non smoker, £100,000 purchase price, Income paid monthly in advance

 

 Company  Annual Gross Income
Scottish Equitable  £6,404
Prudential  £6,322
Canada Life  £6,287
Standard Life  £5,984

Female aged 60, non smoker, £100,000 purchase price, Income paid monthly in advance

 

 Company  Annual Gross Income
Scottish Equitable  £6,480
Canada Life  £6,370
Prudential  £6,306
Standard Life  £6,128

Male aged 65, non smoker, £100,000 purchase price. Income payable monthly in advance and providing a widow’s pension of two-thirds on death.

Rates correct as at 25th October 2007

All figures given are before deduction of income tax and are not guaranteed. Annuity rates are subject to change and the annuity rate that you receive will be that prevailing on the date of purchase.

We work with Eden Personal Financial Planning who are a national firm of pension and annuity specialists who can offer:

  • Independent advice on your annuity options 
  • Expertise on company and personal pension plans
  • Information and advice on all the leading UK pension and annuity providers

Alternatively click on annuity advertising links below:

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