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Aqua Credit Card

Compare Aqua credit cards...


The Aqua credit card is designed for people with CCJs, bad credit, those who don’t own their home, have a low income, or are not on the electoral roll. Been turned down for credit before? Need to get your finances back on track? Bad credit history? These could all be good reasons to apply for an Aqua credit card today. Aqua specialise in giving credit cards for people with bad credit who are:

  • Self-employed and find it difficult to prove a regular income
  • Working part-time or on a low income
  • At a new address or not on the electoral roll
  • Affected by a bad credit history, including County Court Judgments (CCJs)

Bad Credit
ProviderMinimum Credit LimitMaximum Credit LimitRepresentative APR (Variable)Apply

62.32% APR

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Choice Freedom Gold Catalogue Card. Representative Example: 62.32% APR (variable).
  • UK’s premier catalogue card giving you access to a £500 credit line, great consumer products and a suite of excellent benefits
  • For customers with less than perfect credit that want to rebuild, or those that need a place to start
  • £500 Unsecured Credit Limit
  • Benefit Package
  • Reports to Major Bureau
  • Quality Service
  • Must be at least 18 years of age 
  • Initial fee of £39.95
  • Monthly fee of £14.95

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.


* See Credit Card Provider Terms & Conditions

There are a variety of Aqua credit cards available to suit your circumstances, including:

  • The Aqua Classic credit card – help rebuild your credit history
  • The Aqua Advance credit card – keep to your credit limit, make repayments on time, and reduce your interest rate
  • The Aqua Reward credit card – earn 0.5% cashback on purchases

The main features of the Aqua credit card range include:
  • Easy payment for online shopping and paying bills - benefit from discounts when you pay online
  • Access to your money at home and abroad
  • The option to spread the cost of repayment over time
  • An interest rate that reflects your circumstances
  • Using your Aqua credit card responsibly, by making payments on time and staying within your credit limit, can help you to achieve a better credit rating. With the right strategy, you could improve your credit rating in as little as six months.
The Aqua credit card also offers the opportunity to improve your credit rating if you manage your account effectively, so you might be able to apply for credit cards offering better deals and lower APRs in the future. See the tables above to compare a range of credit cards for people with bad credit history.