Bad Credit Car Loan

Compare Latest Car Loan Deals

ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 to £20,000All Credit Histories Considered48.2%


1 to 4 YearsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 48.2% (fixed). If you borrow £3,000 over 3 years at a rate of 39.95% p.a (fixed) you will repay £142.86 per month & £5,143.07 in total.

£500 to £25,000All Credit Histories Considered49.90%


3 Months to 10 YearsGet Quotes >
  • Interest rates start from 6.4% APR
  • Loans for any purpose
  • Decisions within minutes
  • Accepted Rates Based on your personal circumstances
  • Loans for any purpose, decisions within minutes, 
  • Must be aged 18
  • Must be UK resident

The Representative Example: The Representative APR is 39.50% (variable).Borrow £3000 and pay £146.39 a month for 36 months. The Total Interest Payable is £2,270.04. The Total Amount Payable is £5,270.04.

£1,000 to £20,000All Credit Histories Considered99.90%


1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

£200 to £2,000All Credit Histories Considered277.50%


6 to 12 monthsGet Quotes >
  • 6 to 12 month loans
  • Borrow from £200 to £2,000
  • Fast Quotes - No application fees
  • If approved cash sent within 10 minutes of approval
  • Must be aged 18
  • Receive an income through employment or self employment
  • UK Resident with a UK bank account

 Representative Example: The Representative APR is 277.5% (fixed) .Amount of credit: £700 for 12 months at £111.27 per month. Total repayment of £1335.24. Interest: £635.24. Interest rate: 140% pa (fixed).

Compare Car Loans for Bad Credit

If you are in need of a car but your finances are lacking, a car loan could be the answer. However, your credit history will usually be taken into account so it helps to know where you stand before applying by getting a credit report. If your credit report is less than perfect, there are companies out there that offer bad credit car loans. Whether or not you are accepted for a bad credit car loan will depend on a number of factors, including:

  • The loan amount
  • The required loan repayment period
  • whether you are a homeowner

Compare the loan market today with the help of one our loan specialists.