Bad Credit Car Loan

Compare Latest Car Loan Deals

ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 - £25,000 14.9%


All Credit Histories ConsideredGet Quotes >

Representative example: The Representative APR is 14.9% (fixed).The Representative APR is If you borrow £10,000 over 5 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £237.37 per month. Total charge for credit will be £4,242. Total amount repayable is £14,242.

£1,000 to £20,000All Credit Histories Considered42.5%


1 to 6 YearsGet Quotes >
  • Rebuild Your Credit
  • Fast,online application - optimised for all desktop / mobile / tablet devices
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No early repayment fees
  • Must be aged 18
  • Must be UK resident
  • Administration fee applies, not payable upfront but instead included in monthly repayments
  • Applicants must have a net monthly income of at least £1,000, be in full time or part time employment, and have no CCJ's

Representative Example:  The Representative APR is 42.5% (fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £137.31, you will repay £157.89 per month & £4,943.25 in total.

£1,000 - £15,000Fair & Bad Credit93.6%


(£1,000 - £5,000)

2 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • No set up charges
  • Instant Online Decision
  • Must be aged 18 to 65
  • Early redemption charges
  • Must be UK resident

Representative Example:  The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.

Compare Car Loans for Bad Credit

If you are in need of a car but your finances are lacking, a car loan could be the answer. However, your credit history will usually be taken into account so it helps to know where you stand before applying by getting a credit report. If your credit report is less than perfect, there are companies out there that offer bad credit car loans. Whether or not you are accepted for a bad credit car loan will depend on a number of factors, including:

  • The loan amount
  • The required loan repayment period
  • whether you are a homeowner

Compare the loan market today with the help of one our loan specialists.