Bad Credit Car Loan

Compare Latest Car Loan Deals

ProviderLoan AmountCredit HistoryRates FromTerm 
£500 to £25,000All Credit Histories Considered49.90%

APR
Representative

1 to 5 YearsGet Quotes >
  • Interest rates start from 6.4% APR
  • Loans for any purpose
  • Decisions within minutes
  • Accepted Rates Based on your personal circumstances
  • Loans for any purpose, decisions within minutes, 
  • Must be aged 18 - 65
  • Must be employed and earn at least £800 per month
  • Must be UK resident

The Representative Example: The Representative APR is 49.90% (variable), based on borrowing £3,000 and repaying over 36 monthly repayments. Monthly repayments £146.39 with the total amount repayable £5,270.04 and the total interest payable will be £2,270.04.

£1,000 to £20,000All Credit Histories Considered42.5%

APR
Representative

1 to 4 YearsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Fast,online application - optimised for all desktop / mobile / tablet devices
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No hidden fees or early repayment charges
  • Must be aged 18
  • Must be UK resident
  • Administration fee applies, not payable upfront but instead included in monthly repayments
  • Applicants must have a net monthly income of at least £1,000, be in full time or part time employment, and have no CCJ's

Representative Example: The Representative APR is 42.5% (fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £157.90, you will repay £137.31 per month & £4,943.24 in total.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

Compare Car Loans for Bad Credit

If you are in need of a car but your finances are lacking, a car loan could be the answer. However, your credit history will usually be taken into account so it helps to know where you stand before applying by getting a credit report. If your credit report is less than perfect, there are companies out there that offer bad credit car loans. Whether or not you are accepted for a bad credit car loan will depend on a number of factors, including:

  • The loan amount
  • The required loan repayment period
  • whether you are a homeowner

Compare the loan market today with the help of one our loan specialists.