Bank Charges

Get Your Money Back

When you open a bank account or take out a credit card, you enter into a contract - bank charges are fees that are charged by your bank if you go out of the agreed terms of that contract. Some reasons for bank charges include:

Going over your overdraft limit without prior agreement
A cheque that bounces
A direct debit that takes you over your overdraft limit
Exceeding a credit card limit
Failure to pay a minimum payment on a credit card

Bank charges are supposed to reflect the actual costs incurred by the bank, but banks were charging up to £39 for a bounced cheque, £12 for missed credit card payments and £28 every day an account was over its authorised limit.

We can put you in touch with Claims Financial, a company that specialises in reclaiming unfair bank charges, providing: