Bank Charges
Bank Charges
Get Your Money Back
When you open a bank account or take out a credit card, you enter into a contract - bank charges are fees that are charged by your bank if you go out of the agreed terms of that contract. Some reasons for bank charges include:
- Going over your overdraft limit without prior agreement
- A cheque that bounces
- A direct debit that takes you over your overdraft limit
- Exceeding a credit card limit
- Failure to pay a minimum payment on a credit card
Bank charges are supposed to reflect the actual costs incurred by the bank, but banks were charging up to £39 for a bounced cheque, £12 for missed credit card payments and £28 every day an account was over its authorised limit.
We can put you in touch with Claims Financial, a company that specialises in reclaiming unfair bank charges, providing:
- A No Win No Fee Service
- Expert friendly advice
- Handling your case from start to finish