Bank of Baroda Savings Accounts

Compare Bank of Baroda Savings Accounts

There is a broad range of Bank of Baroda savings accounts on offer, and the best account for you will depend on your needs, so it makes sense to compare before you apply. Baroda offers standard savings accounts, deposit accounts, flexible savings, notice savings accounts, and monthly savings accounts.

ProviderAccountInterest RateTermApply
1.30%Instant AccessMore Info >
MARKET LEADING. Earn 1.30% gross/AER. Open with £1. Unlimited free withdrawals. Interest paid monthly or annually. Manage your account online. Rate includes a 1.05% gross fixed rate bonus for 12 months from account opening. After 12 months the rate will revert to underlying rate, currently 0.25% gross/AER variable. FSCS protected
1.30%Instant AccessMore Info >
MARKET LEADING. Earn 1.30% gross/AER. Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.

1.80%

per annum

£1,000More Info >
MARKET LEADING 1 Year Bond. Earn 1.80% fixed interest. 1 year term, minimum deposit £1,000, no withdrawals permitted. FSCS Protected

1.72%

per annum

£5,000More Info >
Earn 1.72% fixed interest - 1 year term - Save from £5,000 to £500,000 - No additional deposits or withdrawals permitted -FSCS Protected

1.70%

per annum

£500More Info >
Earn 1.70% fixed interest. 1 year term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

Over

1.20%

Gross AER

£1,000More Info >
Managed Savings Service. Save time and hassle. 1 year term. Savers open one account with Octopus cash who then spread the money across some of the best challenger bank rates around. At the end of the term savers can either withdraw money or allow Octopus Cash to automatically switch accounts to the best rates on offer. FSCS Protected

2.02%

per annum

£5,000More Info >
Earn 2.02% fixed interest - 2 year term - Minimum deposit £5,000 - No withdrawals permitted. FSCS Protected

1.85%

Gross AER

£500More Info >
Earn 1.85% fixed interest. 2 year term. Interest can be paid monthly or annually. Open an account singly or jointly. Minimum deposit £500. No withdrawals permitted. FSCS Protected

2.20%

per annum

£5,000More Info >
Earn 2.20% fixed interest - 3 year term - Minimum deposit £5,000 - No withdrawals permitted. FSCS Protected

2.16%

per annum

£1,000More Info >
Earn 2.16% AER fixed interest. 3 year term. Interest can be paid monthly, quarterly or at maturity. Minimum deposit £1,000, Maximum deposit £200,000. No withdrawals permitted. FSCS Protected
Cash ISA Selection
ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info
Kick Out Deposit PlanInvestec Bank plcyesUp to
6 years

4%

per annum

More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 4% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

Bank of Baroda is India's leading Public Sector Bank – with a global presence across 25 countries, the bank has been serving UK customers since 1957. The bank is authorised by the Financial Conduct Authority (FCA) and your deposits are guaranteed under the Financial Services Compensation Scheme (FSCS).

The Bank of Baroda saving bank accounts are designed with a range of practical features, including:


  • Account can be opened with a minimum balance of £100
  • Account can be opened in GBP, USD and Euro currencies
  • Interest is paid every six months, on 1st June and 1st December each year
  • Your deposit is guaranteed under the Financial Services Compensation Scheme (FSCS)
  • Ten UK Bank of Baroda branches
  • Cheque and cash deposit facility at all NatWest branches in UK
  • Free cheque book 
  • Free Visa Classic debit card
  • Additional cards available
  • Online banking – view your transactions and current balance instantly
  • Set up a standing order for remittance and transfer of funds
  • Open a joint account if required

Compare savings accounts with our free service to see how Bank of Baroda savings accounts compare to other top savings account on offer – when you find the right account for you, you can apply online quickly and easily. See the table above for a selection of the latest savings accounts from other leading providers and apply online.