Best Buy Self Cert Mortgages
Best Buy Self Cert Mortgages
By shopping around and finding the one with the lowest interest rate that suits your circumstances, you can find best buy self cert mortgages in a competitive market. A self certifying mortgage means that you confirm your income without the need for independent verification. They are ideal for self employed people or where income is paid by more irregular means, for example, as bonuses.
Interest rates for self cert mortgages may be higher, but are useful if standard mortgages are unavailable to you as a result of your circumstances. The interest rate available to you will depend on such factors as:
- How much you wish to borrow
- If you are an existing homeowner or first time buyer
- If you are an existing customer or switching your mortgage from another lender
- The length of time you wish to spend paying it back
- Whether you have a deposit or require a 100% mortgage for the total purchase price of the property
Compare best buy self cert mortgages by looking at interest rates from a number of different providers.
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5.34%
| Fixed | Jul 2009 | Norwich & Peterborough B.Soc. |
6.80%
| 85% |
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5.59%
| Standard | Jul 2033 | Northern Bank Ltd |
6.00%
| 75% |
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5.65%
| Offset | | Beverley |
6.30%
| 75% |
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5.69%
| Discount | Jul 2010 | Barnsley |
7.20%
| 85% |
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5.70%
| Discount | Jul 2010 | Norwich & Peterborough B.Soc. |
7.00%
| 90% |
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5.70%
| Discount | Jul 2011 | Vernon |
7.20%
| 80% |
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5.74%
| Standard | Jul 2011 | Nationwide Building Society |
6.40%
| 75% |
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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