These days, mortgage lenders require evidence that you can afford to repay your home loan, making best buy self cert mortgages a thing of the past. A self certifying mortgage meant that you could confirm your income without the need for independent verification, making them ideal for self employed people or where income was paid by more irregular means, for example, as bonuses. But now that lenders have tightened their criteria, see what options are left for best buy self-cert-seeking borrowers like you. Get free advice and quotes using our simple service to find the best mortgage deal for you.
The mortgage interest rates available to you will depend on such factors as:
- How much you wish to borrow
- If you are an existing homeowner or first time buyer
- If you are an existing customer or switching from another lender
- The length of time you wish to spend paying it back
- How much deposit you have
Get quotes and cmpare best buy mortgages from a number of different providers and see if there's a self-cert deal available for you.