Birmingham Midshires Fixed Rate Bonds

Compare BM fixed Rate Bonds

With Birmingham Midshires fixed rate bonds you get a fixed rate of interest over an agreed term. You can choose annual or monthly interest, and have the option to make withdrawals (subject to a loss of interest charge).

We don't currently have any Birmingham Midshires fixed rate bonds on offer, but see below for a number of other leading deals:

Fixed Rate Bond Selection
ProviderAccountInterest Rate (AER)TermApply
2.85% to 3.85%5 yearApply Now >
Earn 2.85% AER fixed for first 2 years then 3.85% for next 3 years. No withdrawals during the term. Minimum deposit £25,000.
3.25%5 YearsApply Now >
Earn 3.25% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
3.10%5 YearApply Now >
Earn 3.10% AER fixed for 5 years. No withdrawals during the term. Minimum deposit £1,000.
2.91%4 YearsApply Now >
Earn 2.91% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
2.90%4 YearApply Now >
Earn 2.90% AER fixed for 4 years. No withdrawals during the term. Minimum deposit £1,000.
2.70%3 YearApply Now >
Earn 7.20% AER fixed for 3 years. No withdrawals during the term. Minimum deposit £1,000.
2.65%3 YearApply Now >
Earn 2.65% AER fixed for 3 year. No withdrawals during the term. Minimum deposit £25,000.
2.60%
minimum
3 YearApply Now >
Earn 2.60% AER minimum for 3 years. This account pays 1.00% above the Bank of England Base Rate (variable). So if the Bank of England Base Rate goes up beyond 1.60%, you will earn the Bank of England Base Rate plus 1.00%.No withdrawals during the term. Minimum deposit £25,000.
2.50%3 yearsApply Now >
Minimum deposit £1000. Available to individuals and joint applicants. No withdrawals. Apply online.
2.30%2 YearApply Now >
Earn 2.30% AER fixed for 2 year. No withdrawals during the term. Minimum deposit £25,000.
1.95%1 YearApply Now >
Earn 1.95% AER fixed for 1 year. No withdrawals during the term. Minimum deposit £25,000.
2.00%2 YearApply Now >
Earn 2.00% AER fixed for 2 years. No withdrawals during the term. Minimum deposit £1,000.
1.65%1 YearApply Now >
1.65% AER Gross
1.75%1 YearApply Now >
Earn 1.75% AER fixed for 1 year. No withdrawals during the term. Minimum deposit £1,000.
1%18 MonthsApply Now >
18 Month Fixed Rate - 1% AER. Open to new and existing customers. Click to learn more.
0.75%9 MonthsApply Now >
9 Month Fixed Rate - 0.75% AER. Open to new and existing customers.
Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest Rate (AER)TermApply
1.95%1 YearApply Now >
Earn 1.95% AER fixed for 1 year. No withdrawals during the term. Minimum deposit £25,000.
1.30%2 yearsApply Now >
2 year fixed rate savings account paying 1.30% gross/AER.
1.00%1 yearApply Now >
1 year fixed rate savings account paying 1.00% gross/AER.
1%18 MonthsApply Now >
18 Month Fixed Rate - 1% AER. Open to new and existing customers. Click to learn more.
0.75%9 MonthsApply Now >
9 Month Fixed Rate - 0.75% AER. Open to new and existing customers.
Medium Term Fixed Rate Bonds (3-4 years)
ProviderAccountInterest Rate (AER)TermApply
2.50%3 YearsApply Now >
Earn 2.50% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available
1.75%3 YearsApply Now >
Interest paid annually at 1.75% (gross), quarterly at 1.74% (gross), or monthly at 1.74% (gross). Minimum Deposit £10,000.
Long Term Fixed Rate Bonds (4+ years)
ProviderAccountInterest Rate (AER)TermApply
3.25%5 YearsApply Now >
Earn 3.25% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
Alternatives to Fixed Rate Bonds
ProviderPlanDeposit TakerPotential ReturnTermMore Info
Kick Out DepositInvestec Bank plc5.25%
per annum
Up to
6 years
More Info >
  • 5.25% for each year if the FTSE 100 finishes higher than its starting value
  • Opportunity to mature early at year 3, 4 or 5
  • Capital protected
  • Short/medium term alternative to fixed rates
  • Also available for Cash NISAs & NISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital 
Deposit Kick OutLloyds Bank plc7.5%
per annum
Up to 6 yearsMore Info >
  • 7.5% for each year provided x5 shares finish at least as high as their starting value  
  • Opportunity to mature early at year 2, 3, 4 or 5
  • Capital protected
  • Medium/long term alternative to fixed rates
  • Also available for Cash ISA & Cash ISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Potential returns based on the performance of 5 shares
  • Returns not guaranteed. You may only receive a return of your original capital
Target Income Deposit PlanInvestec Bank plc4.5%
per annum
6 yearsMore Info >
  • Potential annual income of 4.5%
  • Income paid if the FTSE 100 finishes above 90% of its starting value
  • Missed payments added to future payment next time anniversary level above 90%
  • Capital protected
  • Medium/long term alternative to fixed rates
  • Also available for Cash NISA & NISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital

These are structured deposit plans and are capital protected. There is a risk that the company backing the plans or any company associated with the plans may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plans are not held for the full term.

If you are at all unsure of the suitability of these types of investments, both in respect of their objectives and risk profiles, you should seek independent financial advice.

Features of Birmingham Midshires fixed rate bonds:

  • You always know the rate of interest your investment will earn
  • You are protected against falls in interest rates for the full term
  • Invest between £1 and £10million
  • Option to receive interest monthly or annually
  • Make withdrawals subject to a loss of interest

Birmingham Midshires fixed rate bonds will suit you if you have a lump sum that you don’t need access to, because fixed rate bonds are designed to hold the money for the fixed time period, which allows the investment to grow - however, if you do need the money, then you can still access it. Click on the links to apply online for a Birmingham Midshires fixed rate bond, or compare a range of other leading providers.