Latest banking news

Inflation all wrapped up

Oliver Roylance-Smith / 01 February 2012

Recent weeks have provided confirmation of the interest rate status quo from the Bank of England along with the release of the latest inflation figures from the Office for National Statistics. Combi... Read more

Inflation and interest rates - what it means for you

Oliver Roylance-Smith / 01 February 2012

In the last fortnight we have had a further vote on the base rate by the Bank of England’s Monetary Policy Committee as well as the revised inflation figures released by the Office for Nationa... Read more

Savings vs Inflation

Oliver Roylance-Smith / 29 November 2011

With so much uncertainty surrounding what will happen to inflation in the future, we review the current range of savings plans and see how their returns stack up against the rising cost of living. F... Read more

Latest investment commentary

Birmingham Midshires Interest Rates

Apply for an BM savings account today!

You can get competitive Birmingham Midshires interest rates on the two direct savings accounts:

Apply for online
Start with £1
Easy access - make unlimited deposits and withdrawals
Online statements

Direct Telephone Savings Account

Apply over the phone
Easy access with unlimited deposits and withdrawals
Joint accounts available
Check balances transfer and make withdrawals over the phone

Both accounts offer a competitive AER - See for yourself how Birmingham Midshire interest rates match up in the table below:

Savings Selection

Inflation Beating Savings Plans

Savings Selection

Latest Fixed Rate Bond Deals

Instant Access Savings Accounts Deals

Latest Fixed Rate Bond Deals

Account	Rate	Term	Apply
Meteor Income Deposit Plan	7.25%	6 Years	Apply Now >
A 6 year capital protected structured deposit plan designed to pay 7.25% annual income. Also available as a cash ISA and ISA transfer.			Apply Now >
5 Year Fixed Term Deposit Account	4.60%	5 Years	Apply Now >
Interest paid either Annually at 4.60% Gross/AER, Quarterly at 4.52% Gross or Monthly at 4.50% Gross. Minimum Deposit £10,000.			Apply Now >
Legal & General Inflation Protected Deposit Bond	RPI Tracker	5 Years	Apply Now >
5 year capital protected structured deposit plan offering 100% of any growth in the Retail Prices Index with no cap, or a minimum return of 16%. Also available for Cash ISA and Cash ISA transfer.			Apply Now >

Account	Interest Rate (AER)	Term	Apply
Legal & General Inflation Protected Deposit Bond	RPI Tracker	5 Years	Apply Now >
5 year capital protected structured deposit plan offering 100% of any growth in the Retail Prices Index with no cap, or a minimum return of 16%. Also available for Cash ISA and Cash ISA transfer.			Apply Now >
Meteor Income Deposit Plan	7.25%	6 Years	Apply Now >
A 6 year capital protected structured deposit plan designed to pay 7.25% annual income. Also available as a cash ISA and ISA transfer.			Apply Now >

* Income payments and returns are dependent upon the FTSE 100 Index.

Provider	Account	Interest Rate (AER)	Term	Apply
	5 Year Fixed Term Deposit Account	4.60%	5 Years	Apply Now >
	Interest paid either Annually at 4.60% Gross/AER, Quarterly at 4.52% Gross or Monthly at 4.50% Gross. Minimum Deposit £10,000.			Apply Now >
	Vanquis Bank 3 Year Fixed Rate Bond	4.01%	3 Years	Apply Now >
	Earn 4.01% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available			Apply Now >
Only Available to Natwest Current Account Customers	2 Year Fixed Rate Bond	3.70%	2 Years	Apply Now >
Only Available to Natwest Current Account Customers	3.40% Gross/AER on balances of £5,000 - £24,999. 3.70% on balances of £25,000 - £500,000. Existing Customers Only. No withdrawals or additional deposits.			Apply Now >
Only Available to RBS Current Account Customers	2 Year Fixed Rate Bond	3.70%	2 Years	Apply Now >
Only Available to RBS Current Account Customers	3.40% Gross/AER on balances of £5,000 - £24,999. 3.70% on balances of £25,000 - £500,000. Existing customers only. No withdrawals or additional deposits.			Apply Now >
	ING Direct Savings Account	2.90%	Instant Access	Apply Now >
	2.90% AER variable (2.86% gross p.a.) including a fixed bonus of 2.36% gross p.a. for 12 months from account opening. After 12 months the rate will revert to the standard variable rate.			Apply Now >
	18 Month Fixed Rate Bond	2.80%	18 Months	Apply Now >
	18 Month Fixed Rate - 2.80% AER. Open to new and existing customers. Click to learn more.			Apply Now >
	E-Cash ISA	2.50%	Instant Access	Apply Now >
	Instant access cash ISA open to new and existing customers. Transfers accepted. £10 minimum deposit.			Apply Now >
	9 Month Fixed Rate Bond	2.50%	9 Months	Apply Now >
	9 Month Fixed Rate - 2.50% AER. Open to new and existing customers.			Apply Now >

Account	Interest Rate (AER)	Term	Apply
5 Year Fixed Term Deposit Account	4.60%	5 Years	Apply Now >
Interest paid either Annually at 4.60% Gross/AER, Quarterly at 4.52% Gross or Monthly at 4.50% Gross. Minimum Deposit £10,000.			Apply Now >
3 Year Fixed Term Deposit Account	4.00%	3 Years	Apply Now >
Interest paid annually at 4.00% (gross), quarterly at 3.94% (gross), or monthly at 3.93% (gross). Minimum Deposit £10,000.			Apply Now >
1 Year Fixed Rate Bond	3.60%	1 Year	Apply Now >
3.60% Gross/AER fixed for 1 year. Deposit from £1,000. No maximum deposit.			Apply Now >

See other fixed rate bonds

Account	Interest Rate (AER)	Term	Apply
ING Direct Savings Account	2.90%	Instant Access	Apply Now >
2.90% AER variable (2.86% gross p.a.) including a fixed bonus of 2.36% gross p.a. for 12 months from account opening. After 12 months the rate will revert to the standard variable rate.			Apply Now >
Direct Transfer Account	2.80%	Easy Access	Apply Now >
Includes a 0.89% bonus payment for the 1st 12 months giving you a return of 2.80% AER. Open with £1,000.			Apply Now >
Online Saver	2.80%	Instant Access	Apply Now >
2.80% gross/AER variable including 12 month fixed bonus of 2.70%. Enter the Halifax Savers Prize Draw for a chance to win £100,000 or one of a thousand smaller prizes. (You must hold £5,000 in savings each month and register.)			Apply Now >
Nationwide Regular Savings	up to 2.50%	Instant Access	Apply Now >
Earn tiered rates of up to 2.50% Gross/AER when you save £500 or more. Open with £1. Unlimited withdrawals. Save up to £1,000 each month.			Apply Now >
Lloyds TSB International Bonus Saver	1.51%	Instant Access	Apply Now >
From 0.6% - 2.01% with 12 month bonus.			Apply Now >
Natwest E Savings	1.00%	Instant Access	Apply Now >
1.00% AER Gross (variable)			Apply Now >
Direct Saver	1.00%	Instant Access	Apply Now >
Earn from 1.00-1.50% AER/Gross (variable) 1.50% rate includes a bonus of 0.50%			Apply Now >
Online Bonus Saver	0.75%	Instant Access	Apply Now >
0.75% including a 0.50% bonus on months where you don't make a withdrawal. Rate without bonus is 0.25%.			Apply Now >

See more instant access savings accounts

Provider	Account	Interest Rate (AER)	Term	Apply
	5 Year Fixed Term Deposit Account	4.60%	5 Years	Apply Now >
	Interest paid either Annually at 4.60% Gross/AER, Quarterly at 4.52% Gross or Monthly at 4.50% Gross. Minimum Deposit £10,000.			Apply Now >
	4 Year Fixed Online Saver	4.15%	4 Years	Apply Now >
	4.15% Gross/AER fixed for 4 years. No additional deposits or withdrawals. Enter the Halifax Savers Prize Draw for a chance to win £100,000 or one of a thousand smaller prizes.			Apply Now >
	2 Year Fixed Online Saver	3.75%	2 Years	Apply Now >
	3.75% Gross/AER fixed for 2 years. No additional deposits or withdrawals. Enter the Halifax Savers Prize Draw for a chance to win £100,000 or one of a thousand smaller prizes.			Apply Now >
Only Available to Natwest Current Account Customers	2 Year Fixed Rate Bond	3.70%	2 Years	Apply Now >
Only Available to Natwest Current Account Customers	3.40% Gross/AER on balances of £5,000 - £24,999. 3.70% on balances of £25,000 - £500,000. Existing Customers Only. No withdrawals or additional deposits.			Apply Now >
Only Available to RBS Current Account Customers	2 Year Fixed Rate Bond	3.70%	2 Years	Apply Now >
Only Available to RBS Current Account Customers	3.40% Gross/AER on balances of £5,000 - £24,999. 3.70% on balances of £25,000 - £500,000. Existing customers only. No withdrawals or additional deposits.			Apply Now >
Only Available to Natwest Current Account Customers	1 Year Fixed Rate Bond	3.20%	1 Year	Apply Now >
Only Available to Natwest Current Account Customers	3.00% Gross/AER on balances of £5,000 - £24,999. 3.20% on balances of £25,000 - £500,000. Existing customers only. Deposit £5,000 - £500,000. No withdrawals or additional deposits.			Apply Now >
	1 Year Fixed Rate Bond	3.60%	1 Year	Apply Now >
	3.60% Gross/AER fixed for 1 year. Deposit from £1,000. No maximum deposit.			Apply Now >
	6 Month Fixed Rate Bond	3.28%	6 Months	Apply Now >
	3.28% AER fixed for 6 months. Deposit from £1,000. No maximum deposit.			Apply Now >
	18 Month Fixed Rate Bond	2.80%	18 Months	Apply Now >
	18 Month Fixed Rate - 2.80% AER. Open to new and existing customers. Click to learn more.			Apply Now >
	9 Month Fixed Rate Bond	2.50%	9 Months	Apply Now >
	9 Month Fixed Rate - 2.50% AER. Open to new and existing customers.			Apply Now >

See other fixed rate bonds

Latest banking news

Inflation all wrapped up

Inflation and interest rates - what it means for you

Savings vs Inflation

Latest investment commentary

What lies in store in 2012

A review of the FTSE in 2011 and what we can learn

Our Top 10 most popular plans in 2011

Savings Account Guides

Birmingham Midshires Interest Rates

Apply for an BM savings account today!

Latest banking news

Inflation all wrapped up

Inflation and interest rates - what it means for you

Savings vs Inflation

Latest investment commentary

What lies in store in 2012

A review of the FTSE in 2011 and what we can learn

Our Top 10 most popular plans in 2011

Savings Account Guides

Birmingham Midshires Interest Rates

Apply for an BM savings account today!

Bank Interest Rates

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