Britannia Building Society Current Accounts

Originally a mutual building society that was established in 1856, Britannia Building Society offers customers a number of different financial services and products, including mortgages, savings, investments and insurance products.

As part of the Co-operative Bank, Britannia building society current accounts come in several different formats that may be interest to customers:

Standard Current Account

Through the use of a standard current account, customers may have access to a number of useful tools and features that will make their day to day banking easier to manage. This accounts come with: 

  • Online and telephone banking as standard
  • Access to UK call centres that are open 24 hours a day, seven days per week
  • Free cash withdrawals, regular statements and a cheque and debit card
  • Access to exclusive mortgage deals
  • Customers can also apply for an overdraft

Some of the Britannia Building Society’s other current account deals are explained below, along with our easy to use comparison tables which will allow you to compare this kind of account with others available right now.

Latest Current Account Deals
 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
3.0%*0% for first £250No minimum £133.0% INTEREST on balances up to £2,500More Info >

Nationwide FlexPlus Current Account

  • *3.0% AER fixed (2.96% gross pa) in-credit interest on balances up to £2,500 
  • £13 monthly account fee
  • No fees on arranged overdrafts up to £250  
  • UK & Europe Breakdown Cover
  • Worldwide family travel insurance  
  • Free mobile banking app, text alerts and secure online banking
  • Must be 18 or older
  • Overdraft charge of 50p per day after the first 3 months
  • 0% interest on balances over £2,500 


N/A0% for first £250No minimumFree if funding £1,000 or £10 below £1,000Switch your current account and you'll get a free gift worth up to £150. £250 interest free overdraft. Free banking if paying over £1,000 per month. Satisfaction guarantee - £100 if you leave within 6 monthsMore Info >

First Direct 1st Current Account

  • A current account that works together with your life
  • Switch your current account and you'll get a free gift worth up to £150
  • £250 free of overdraft interest
  • Comes with satisfaction guarantee - if you leave within 6 months you'll get £100
  • Mobile banking on the go with app
  • Beautifully designed Internet Banking service
  • Award winning customer service from real people answering your calls, 24 hours a day, seven days a week
  • Must be 18 or older
  • Switch using the Current Account Switch Service and deposit £1,000 within 3 months of account opening. Account T&Cs apply
  • Must pay a minimum of £1,000 into the account each month to qualify for free banking and offers

Other current account deals offered by Britannia Building Society are:

Current Account Plus

A current account plus may provide customers with a number of useful extra features provided that they meet with certain eligibility criteria. These benefits include:


  • Access to a fee free £200 overdraft
  • Joint account access
  • Free cash withdrawals in the UK
  • No monthly subscription charges
  • Customers must be able to deposit a minimum of £800 per month in order to be eligible

Privilege Current Accounts

As well as many of the benefits that’s are included with a standard Britannia Building Society current account, this account comes with a number of extra benefits for £9.50 per month subscription charge.

Customers can expect:

  • Worldwide travel insurance for families, this policy will remain active for as long as the customer has an account with the provider and may also cover the loss of personal belongings
  • 4 phone mobile insurance for loss, damage or theft
  • Access to a privilege savings account and free legal advice
  • 20% off Co-operative home insurance

See our current account comparisons tables for more information on similar offers from different providers.