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Business Loan

Compare Business Loans

Business
LenderType of LoanLoan TermLoan AmountsApply
Small Business Loan1 to 10 Years£1,000 to £50,000More Info >
Suitable for most types of small to medium sized businesses. No arrangement fees. Directors guarantee may be required, over 18's only, product fees may apply. Subject to status, for business users only
Business Loans1 month to 5 years£50,000 to £5millionMore Info >
Fair Loans can help find unsecured and secured funding, short and medium term working capital solutions for qualifying SMEs in any sector between £25,000 and £1million. Funds available within one week of a signed loan agreement. Director PGs required.No early redemption cost, subject to 3 months minimum term plus one month’s notice. Minimum requirements: UK company trading for 2+ years with annual turnover of £200k+. Not available to startups or sole traders. Funding

How To Get A Business Loan

In finding a suitable loan for your business it is important to understand the different types of business loan available and to ensure you are getting the right finance suited to your requirements. Business loans can be categorized under the following:

Government Loans

Your business may be entitled to a Government business loan or grant depending on the nature of your business and location. The Government start up scheme funds and mentors entrepreneurs where a low cost unsecured loan is made available over a 5 year term for qualifying businesses. Interest is paid on the loan and capital repayment holidays are available.

Unsecured Business Loans

Some lenders will consider providing a business if it has a strong trading record an unsecured loan although most lenders will want some form of security for larger loans. A number of new lenders using smart technology to analyze your monthly accounts and business model can offer loans for qualifying businesses on a unsecured basis. For start up businesses unsecured loans are usually capped.

Secured Loans

A business secured loan is where generally the assets of the business are used as security for a loan. 

Business Bridging Loans 

Typically loans between 1 and 12 months business bridging loans provide short term finance to cover a short term gap in funding. Use our bridging loan service to find the most cost effective deals in the market.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.