Buy to Let Home Insurance

Buy to Let Home InsuranceBuy to Let Home Insurance

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There are many variations in policies for buy to let home insurance; it is important to look at various different ones to get a good idea of what’s on offer and get the one most suited to you. It is also important to remember that the cheapest will not necessarily provide the best cover and it is sometimes worth paying a little extra for a more inclusive policy.

Some things to consider with buy to let home insurance might include:

  • A variation in policy depending on the nature of the tenancy, e.g. working family, student, Housing Association etc.
  • You can have either buildings or contents insurance or both
  • Furnished and unfurnished properties have different levels of cover
  • Protection from loss of rent due to damage
  • Accidental damage (sometimes as an optional extra)
  • Extended protection is sometimes offered at extra cost for certain things like possessions protection outside the home

You might consider only buildings insurance as opposed to contents insurance if you don't keep anything of value in the property and especially if it is unfurnished.

Talk to an independent broker to find the right buy to let home insurance for your circumstances - call Direct choice on 0844 836 1207

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Fair Investment Company is authorised and regulated by the Financial Services Authority.

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