Buy to Let Mortgages Products

There are many different providers of buy to let mortgage products, who could help you break into the buy to let market.  As you search for a suitable buy to let mortgage deal, you may wish to consider the following:

• How much of a deposit you have; many lenders are becoming stricter about this - 25% minimum is the norm
• Whether a fixed rate or tracker mortgage would be best
• The property’s location and features
• How much rental income you could get from the property.

See below for a selection of Buy to Let mortgage deals - If you are unsure of your options we suggest you use our buy to let specialist mortgage quotes and advice service - See the above link.

Fixed Rate or Tracker Buy to Let Mortgage?

When considering a mortgage product one of the main questions will be whether to fix or not. An alternative to fixing is to link your mortgage to the Base rate via a tracker.

The attraction of a fixed rate mortgage product is certainty for a period of time e.g. 2,3 or 5 year fixed rates are generally available. With a tracker rate product you have to be happy with fluctuating monthly repayments but if you belive interest rates could remain low this may be a lower cost option.

If you feel as though you need help with finding the right buy to let mortgage product for you, you may wish to speak to a financial advisor - see the link above for quotes and advice.