C & G Offset Mortgages

Latest Deal - NatWest 2 Year Fixed »NatWest Mortgages

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1.41%Reverts to 3.75% after 2 years

Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Cheltenham & Gloucester (C&G) is a division of Lloyds TSB bank plc, which means that if you take out a mortgage loan with C&G, your mortgage is in fact with Lloyds TSB.

C&G does not currently offer an offset mortgage deal but they do offer the following types of interest rate deals:


  • Tracker interest rate deal – interest rates rise and fall with the Bank of England base rate
  • Fixed rate mortgage deal – fixed rate of interest until the end of the term when the interest rate will switch to the C&G standard variable rate

In both the Tracker and Fixed rate deals, you will be able to decide between a various set terms. It is important to find a mortgage deal that is suitable to you and your financial situation.

If you still have your heart set on finding a great offset mortgage deal, we have set out a number of great ones in the table below:


About you
Your income
Partner income
Income = £95,000
This calculates your maximum loan
Your property
Property value
Your deposit
Borrow = £160,000
Your loan to value (LTV) = 51%
Your mortgage
Mortgage Type
Payment Method
Payment Term

No mortgages were found which match these requirements. Please use the search form above to find mortgages which suit your precise requirements.

In order to take out a C&G mortgage, you will need to provide them with the following information:


  • Your age
  • The deposit you are able to put down
  • Your income
  • Your outgoings
  • Your credit history

C&G Method of Repayment

If your deposit is less than 25% of the value of your property, G&G require that you choose the repayment method to repay your loan. This involves making monthly loan repayments as well as the interest you owe for that month and you are guaranteed to repay your loan in the term set by your lender.

You may wish to look at our comparison tables to see a range of other mortgage lenders and the mortgage products that they offer:


The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker