Capital One Loans
Capital One Loans
Homeowner Loan Deals...
Capital One Loans offer two types of loan for homeowners – the Platinum and the Classic.
As long as you own your own home and are 18 or over, Capital One Loans will consider all financial circumstances for their Classic option. The Classic loan allows borrowers to:
- Release money invested their home
- Borrow between £5,000 and £100,000
- Pay off any existing store cards, loans and overdrafts and create one monthly payment
- Choose a repayment period from between 5 and 25 years
The Platinum option offers a much more competitive APR, but there are certain things that must apply before Capital One Loans will offer it. Borrowers of the Platinum Loan must:
- Be between 21 and 70 years old
- Not have an adverse credit
- Have had a mortgage for at least a year without missing any payments in the last year.
- Be employed or self employed
Get quotes for Capital One Loans. Capital One are a responsible lender and will only make loans available to those that can afford them.
|
Lender |
Min Loans |
Max Loans |
Typical APR |
Apply |
 |
£5K |
£100K |
8.5% |
|
 |
£10K |
£100K |
9.7% |
|
 |
£7.5K |
£105K |
10.5% |
|
 |
£3K |
£100K |
13.8% |
|
 |
£1.5K |
£20K |
25.0% |
|
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
|
All Capital One loans are subject to status and ability to repay. Loans are secured on property and are for home owners and mortgage payers only. Please be sure to read the Central Trust Loan agreement fully and carefully before making any agreement.