Capital Protected ISAs

Capital protected ISAs offer investments with potentially competitive returns, often linked to the performance of a stock market, while protecting the initial capital invested, regardless of whether the index linked to falls or rises.

Capital protected ISAs will return the capital normally as long as no funds are withdrawn before the ISA plan reaches maturity. Capital protection also depends on the bank or other institution acting as counterparty in the plan being able to meet its liabilities.See the table below for a selection of capital protected ISAs available through Fair Investment Company:

Capital Protected Investment Products
 Product NameISA OptionMaximum Potential ReturnTermMore Info
Kick Out Deposit Planyes

3%

per annum

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 3% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
Important Risk Information (Please Read)
While offering additional safeguards for investments, the level of return on capital protected ISAs may be capped at lower than the potential return on a similar capital at risk investment.

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Cash ISA Selection
ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info
Kick Out Deposit PlanInvestec Bank plcyesUp to
6 years

3%

per annum

More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 3% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.