Car Loan

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ProviderLoan AmountCredit HistoryRates FromTerm 
£2,500 to £15,000Good Credit Only3.2%

APR
Representative

(£7,500-£15,000)

2 years to 5 yearsGet Quotes >
  • 10 minute online quote, instant decision
  • Money can be with you within 48 hours
  • No arrangement, over payment or early repayment fees
  • Must be aged 21 or over
  • UK Resident with a UK bank account

Representative Example:  The Representative APR is 3.2%, so if you borrow £7,500 over 3 years at a rate of 3.03% p.a. (fixed) plus an arrangement fee of £30, you will repay £218.94 for 36 months and £7,881.84 in total.

£1,000 to £25,000All Credit Histories Considered14.9%

APR
Representative

1 to 5 YearsGet Quotes >

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

£1,000 to £5,000Fair & Poor Credit59.9%

APR
Representative

1 to 3 YearsGet Quotes >
  • Know if you'll be accepted before you apply
  • Applying won't affect your credit score
  • No fees charged
  • Borrow more later, if you're eligible
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 59.9% (fixed). If you borrow £2,000 over 2 years at a rate of 59.9 p.a (fixed), you will repay £131.05 per month & £3,145.20 in total.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

Compare Car Loans

For loans over £15,000 or where your require a repayment term over 7 years in most cases security will be required. If you are a homeowner a lender will in some cases be able to lend as long as you have at least 5% equity in your home - Compare latest homeowner loans - If you are not a homeowner your only other option is to obtain a loan where the loan is secured against the car. See below for a selection of loan deals depending on your requirements and credit history.

It is possible to get hold of advice and Bad Credit Car Loan Quotes through the online forms available on this site. If you have a less than perfect credit history then it is likely that you will not qualify for a high street deal. The type of finance available to you will depend on whether you are a homeowner or tenant.


If you are a homeowner you may be able to obtain an unsecured car loan deal - typically the amount you can borrow up to £15,000 on an unsecured basis. On a secured loan basis if you are homeowner you can use your property as security for finance subject to your previous borrowing record. For tenants where you have had previous credit problems your options are more limited and lenders will require you to pay more in interest to reflect the risk to them of lending you money. If you are employed and have a satisfactory income getting a car loan need not be a problem but it is important to consider the impact of the loan repayments on your lifestyle before agreeing on any deal.

Look at the latest leading UK unsecured loan deals available where you can borrow typically up to £15,000 over a maximum repayment period of typically 7 years. Use our Car Loan Calculator to help you find the best car loan deal.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.