Car Loans for Bad Credit

ProviderLoan AmountCredit HistoryRates FromTerm 
£500 to £25,000All Credit Histories Considered49.90%

APR
Representative

1 to 5 YearsGet Quotes >
  • Interest rates start from 6.4% APR
  • Loans for any purpose
  • Decisions within minutes
  • Accepted Rates Based on your personal circumstances
  • Loans for any purpose, decisions within minutes, 
  • Must be aged 18 - 65
  • Must be employed and earn at least £800 per month
  • Must be UK resident

The Representative Example: The Representative APR is 49.90% (variable), based on borrowing £3,000 and repaying over 36 monthly repayments. Monthly repayments £146.39 with the total amount repayable £5,270.04 and the total interest payable will be £2,270.04.

£1,000 to £20,000All Credit Histories Considered42.5%

APR
Representative

1 to 4 YearsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Fast,online application - optimised for all desktop / mobile / tablet devices
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No hidden fees or early repayment charges
  • Must be aged 18
  • Must be UK resident
  • Administration fee applies, not payable upfront but instead included in monthly repayments
  • Applicants must have a net monthly income of at least £1,000, be in full time or part time employment, and have no CCJ's

Representative Example: The Representative APR is 42.5% (fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £157.90, you will repay £137.31 per month & £4,943.24 in total.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

In the past, if you had a less than perfect credit history, it could be very difficult to get car credit, but now, there are plenty of companies offering car loans for bad credit customers.

Although the loans are generally lent at a higher rate, and there may be higher fees and/or redemption charges attached to the agreement, there are some good deals on the market.

Our FREE online calculator can help you compare car loans for bad credit to find one to suit your budget and circumstances. All you need to do is enter details about:

  • How much money you want you borrow
  • Over what term you want to borrow the money
  • Your credit history
  • If you own your own home

The calculator uses this information to source the best deal for you.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.