Car Loans for Bad Debt

ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 to £5,000Fair & Poor Credit59.9%

APR
Representative

1 to 3 YearsGet Quotes >
  • Know if you'll be accepted before you apply
  • Applying won't affect your credit score
  • No fees charged
  • Borrow more later, if you're eligible
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 59.9% (fixed). If you borrow £2,000 over 2 years at a rate of 59.9 p.a (fixed), you will repay £131.05 per month & £3,145.20 in total.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

If you have a less than perfect credit history and want to buy a car, there are plenty of companies on the market that offer car loans for bad debt. Our bad credit car loan calculator compares all the top deals from the leading UK car loan lenders to find you the best deal available.

By entering details about:

  • Your credit history
  • How much you want to borrow
  • Over what term you want to borrow
  • If you are a homeowner (you can get better rates for secured car loans)

The calculator will bring up all the car loans for bad debt available to you, allowing you to compare APR, monthly payments and fees to find the best one. Terms and conditions are often not as good as car loans offered to people with good credit histories, but can still provide a competitive package.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.