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Car Loans for Bad Debt

ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 - £25,000 14.9%

APR
Representative

All Credit Histories ConsideredGet Quotes >

Representative example: The Representative APR is 14.9% (fixed).The Representative APR is If you borrow £10,000 over 5 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £237.37 per month. Total charge for credit will be £4,242. Total amount repayable is £14,242.

£1,000 to £20,000All Credit Histories Considered42.5%

APR
Representative

1 to 6 YearsGet Quotes >
  • Rebuild Your Credit
  • Fast,online application - optimised for all desktop / mobile / tablet devices
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No early repayment fees
  • Must be aged 18
  • Must be UK resident
  • Administration fee applies, not payable upfront but instead included in monthly repayments
  • Applicants must have a net monthly income of at least £1,000, be in full time or part time employment, and have no CCJ's

Representative Example:  The Representative APR is 42.5% (fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £137.31, you will repay £157.89 per month & £4,943.25 in total.

£1,000 - £15,000Fair & Bad Credit93.6%

APR
Representative

(£1,000 - £5,000)

2 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • No set up charges
  • Instant Online Decision
  • Must be aged 18 to 65
  • Early redemption charges
  • Must be UK resident

Representative Example:  The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.

If you have a less than perfect credit history and want to buy a car, there are plenty of companies on the market that offer car loans for bad debt. Our bad credit car loan calculator compares all the top deals from the leading UK car loan lenders to find you the best deal available.

By entering details about:

  • Your credit history
  • How much you want to borrow
  • Over what term you want to borrow
  • If you are a homeowner (you can get better rates for secured car loans)

The calculator will bring up all the car loans for bad debt available to you, allowing you to compare APR, monthly payments and fees to find the best one. Terms and conditions are often not as good as car loans offered to people with good credit histories, but can still provide a competitive package.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.