Cheap Mortgage Rates

Depending on your circumstances and the kind of mortgage you are looking for, cheap mortgage rates are not difficult to find. With so many mortgages available, the market has become increasingly competitive, so by shopping around, you can find the best deal for you. It is important to remember that cheapest isn’t always best, and other costs could be higher, such as valuation and administration fees, to compensate for low rates.

Things to consider when looking for cheap mortgage rates include:

Whether you want a tracker, flexible, or fixed rate of interest.
Look for a competitive interest rate if you go with a fixed rate mortgage.
Ideally there will be a low or non-existent fee for early repayment of your mortgage.
100% mortgages for the full purchase price are available if you do not have a deposit to put down.

Use our mortgage calculator to find cheap mortgage rates that give you a deal that suits your circumstances, such as how much you want to borrow and for how long.

Initial Rate	Type	Period To	Provider	The Overall Cost For Comparison APR	LTV
4.99%	Discount	Jul 2010	HSBC	6.50%	80%	More
5.34%	Fixed	Jul 2009	Norwich & Peterborough B.Soc.	6.80%	85%	More
5.49%	Discount	Jul 2010	HSBC	6.40%	90%	More
5.59%	Standard	Jul 2033	Northern Bank Ltd	6.00%	75%	More
5.65%	Offset		Beverley	6.30%	75%	More
5.69%	Discount	Jul 2010	Barnsley	7.20%	85%	More
5.69%	Discount	Jul 2010	HSBC	6.40%	90%	More