Cheap Mortgage Rates

Compare Cheap Mortgage Rates

Latest Deal - NatWest 2 Year FIXED »

Call FREE - 0800 158 2934 

1.32%Reverts to 3.75% after 2 years
  • 2 Year Fixed - 60% LTV Deal
  • Call FREE - 0800 158 2934


Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Latest Mortgage Deals Selection

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

2.99%

Reverts to 4.70%

5

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.
Fixed

3.09%

Reverts to 4.70%

5

Years

80%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of top deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Independent Mortgage Quotes & Advice Service
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Call 0117 332 6063

to speak to the Fair Mortgages team.

Getting Cheaper Mortgage Rates

One of the best ways of getting a cheaper mortgage deal, apart from comparing different offers, is to offer the lender a suitably large deposit for your mortgage. Providing lenders with a higher deposit can often result in significantly lower mortgage rates.

 

If you are already an account holder with a particular bank or building society, they may choose to offer you cheaper mortgage rates in some circumstances. Although even if this is the case, it is still important to shop around in case you find a better mortgage deal.

 

Finding cheap mortgage deals may seem daunting - that's where our FREE mortgage service can help. We can search the market for you to find cheap mortgage deals:

  • Fill in one simple mortgage form
  • Our professional mortgage advisers will be in touch
  • You get FREE quotes and independent advice

There are loads of different mortgage options available. For help and advice on finding cheap mortgage deals, complete our enquiry form.

Here are two of the more popular mortgage deals that you may wish to consider:

  • Fixed rate mortgages – you pay a fixed rate of interest for a set term until the deal reaches its end. After this point, the lender switches the rate to their standard variable rate (SVR), so it is therefore important to shop around and find other cheaper mortgage rates after this point. 
  • Tracker mortgages – you pay an interest rate that traces the Bank of England base rate and as such, the rate may increase or decrease at a rather unpredictable rate. However it is important to remember that these rates cannot be adjusted by the lender

 

It is important to find a mortgage provider who offers a cheap mortgage rate that is tailored to meet your individual needs. You should thoroughly compare mortgages in order to find a cheap mortgage rate.

Top 5 Mortgage Deals

Find a selection below of top mortgage deals based on "loan to value" or LTV - so if you have a 25% deposit or 25% equity in your home click on the 75% LTV tab for latest deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

1.32%

Reverts to 3.75%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.
Tracker

1.59%

Reverts to 3.75%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.88%

Reverts to 4.24%

3

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.97%

Reverts to 3.75%

5

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.20% APRC. This is the cost of the mortgage over the full term.
Fixed

1.97%

Reverts to 3.75%

5

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.20% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 60% Loan To Value mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker