Cheapest Loan Rates
Cheapest Loan Rates
The cheapest loan rates available to you will depend on a number of factors - your credit history, whether you're a homeowner, how much you want to borrow and how long you want to spend paying it off. It is sometimes false economy to go with a lender that you assume would be cheaper, for instance an online bank or supermarket. If you are a homeowner, you may be able to receive the cheapest loan rates by going through the more traditional channels of a high street bank or building society.
In a loan you should look for:
- The lowest possible interest rate
- One that meets your circumstances, e.g. bad credit history.
- No early repayment fees
- Flexible repayment plan
In order to find the cheapest loan rates, it is important to shop around. Our user-friendly loan calculator can provide quotes and information on a number of loans from leading lenders such as Halifax, Tescos and Northern Rock, with market leading APRs helping you to find the right loan.
| Personal Loan | 8.10% | |
| Barclayloan Plus | 8.80% | |
| exclusively for existing Barclays customers |
| Blackhorse Personal Loan | 10.90% | |
| Homeowners Only - Borrow from £1,000 - £15,000 |
| Zopa Social Lending | 9.1% Typical | |
| peer to peer lending- rates from 7.25% to 17.52% APR, £1K - £15K available - Good Credit Rating required |
| £1,000 | £15,000 | 10.90% | |
Disclaimer: Every effort is made to keep the site accurate, however we cannot guarantee that a Personal Loan issuer has not increased or decreased one or more of the APRs or fees/charges associated with a loan deal or changed its features, obligations or benefits. Please be sure to read the Loan agreement fully and carefully before making any agreement.