Churchill Home Insurance

Compare Churchill home insurance


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Rebuild Cost£50,000

5 Star home insurance from just £99
10% of all customers buying home buildings and contents insurance with us from June 2017 to August 2017 paid £99 or less (Source: Aviva). The price you pay will depend upon individual circumstances, cover chosen and payment method selected.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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£1,000,000£150,000

Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline

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£500,000£60,000

5 Star Defaqto award-winning insurer.
Pay monthly at no extra cost (0% APR Representative). Low excess of just £45 (apart from escaping water and subsidence). No hidden admin fees. 'New for old' cover. Age UK Home Insurance is administered by Ageas Retail Limited and provided by a limited panel of insurers.

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UnlimitedUnlimited*

Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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VariesVaries

Get quotes from over 65 trusted home insurance brands in minutes. 20% of consumers could achieve a saving of £158 with Gocompare.com (based on independent research by Consumer Intelligence during 1 October to 31 October 2016)

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Is Churchill home insurance right for you?

Few people are financially prepared for an emergency situation at home. Repairing your home or rebuying lost or stolen contents can be expensive, so it can be a relief to know you’re covered given any eventuality.

 

Home insurance comes in many forms but it basically falls in to three categories:

  • Buildings cover
  • Content cover
  • Joint buildings and contents cover

Many providers will give you the option to tailor a cover package to suit you.

 

Churchill Home Insurance Review

Churchill offer two levels of insurance – Home Insurance and Home Insurance Plus. Within these two policies they offer: buildings, contents and personal possessions so you can choose what cover you really need.

 

General features of Churchill home insurance

  • If you make a claim under both buildings and contents then you’ll only pay one policy excess
  • New for Old cover which includes clothing, meaning that your items will be replaced brand new
  • 24 hour legal advice line
  • No admin fees if you need to change your policy details
  • 12 month guarantee on all building works by approved repairers

 

Features of Churchill Home Insurance

Buildings

  • Buildings are insured up to £1,000,000
  • Accidental damage cover can be added to this policy but isn’t included as standard
  • You can receive alternative accommodation in the event of repairs up until £25,000
  • They will trace and access leaks in your house up until £5,000
  • Property owner’s liability up to £2,000,000

 

Contents

  • Items in the home are insured up to £2,000 per item
  • Total contents cover up to £50,000
  • Contents temporarily taken out of the home will be insured up to £5,000
  • Alternative accommodation in the event of repairs up until £15,000
  • Employer’s liability £5,000,000

 

Personal Possessions

  • Cover for items outside the home £2,500
  • Money is insured up to £500
  • Bicycles are insure up to £500 per bicycle

 

Features of Churchill Home Insurance Plus

Buildings

  • Unlimited buildings insurance
  • Accidental damage cover in included
  • Alternative accommodation in the event of repairs up to £50,000
  • Tracing and accessing leaks within your home up to £10,000
  • Property owner’s liability up to £5,000,000
  • Matching sets and suites cover is included

 

Contents

  • Contents are insured up to £1000, 000
  • Items inside the home are insured up to £4000 per item
  • Accidental cover is included
  • Alternative accommodation in the event of repairs is covered up to £30,000
  • Contents temporarily taken out of the home are insures up to £10,000
  • Personal liability is £5,000,000
  • Employer’s liability up to £10,000,000
  • Matching sets and suites cover is included

 

Personal Possessions

  • Cover for items outside the home up to £5,000
  • Money is insured up to £1,000
  • Bicycles are insure sup to £1000 per cycle
  • Legal expenses cover is included
  • Home emergency cover is included

 

Optional extra cover

Home Emergency Cover

  • This covers you for emergencies such as: heating, plumbing and drainage, electrical wiring, security, and pests
  • You’re covered up to £500 per call out and the insurances covers new parts, labour, emergency repairs and call-out charges

 

Accidental Damage Cover

  • You can opt for cover against accidental damage to buildings, contents or both
  • While this doesn’t provide coverage for general wear and tear, most accidents around the home are covered

 

Family Legal Protection

  • You can receive up to £100,000 to aid with legal costs in the event of any disputes

 

Personal Possessions Cover

  • This will cover your items outside the home, including: mobile phones, laptops and jewellery