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Compare Contents Insurance Deals for High Risk Items

Contents insurance for high risk items provides cover for the items that are most likely to be stolen if a house is burgled. If someone was to break into your house and was deciding what to steal, would they go with the priceless heirloom that they had no idea how to sell or the TV, which they knew they could move on quickly and for a known price? In the insurance industry, this is the difference between high value items (the heirloom) and high risk items (the TV). 


Whether or not a person will need contents insurance for high risk items will obviously depend on their own situation, and there are a multitude of different content insurance quotes available in the market place. See the tables below to get quotes and apply online to find the best deal on contents insurance for high risk items.

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It will be up to the insurance company to decide how they will price the risk of your high risk items, but the general trend will be that higher risks will bring higher premiums.


Some examples of what are considered to be high risk items are:

  • Televisions, DVDs and  video and audio equipment
  • Money, credit and debit cards
  • Cameras and photographic equipment
  • Musical instruments
  • Computers and any related equipment
  • Jewellery, especially gold, silver and other precious metals
  • Valuable collections
  • Expensive sports equipment


Some examples of things that are not likely to be included in contents insurance for high risk items are:

  • Domestic appliances and fitted units
  • Vehicles and items such as caravans, trailers, boats and canoes
  • Property and equipment used in the house for purely business purposes
  • Data stored on computers


It's important to study different contents insurance quotes to make sure your most prized possessions are adequately covered.