Contents Insurance That Covers Mobile Phones

Many mobile phone companies will offer you insurance to specifically protect your phone from damage, loss or theft. However, you could get contents insurance that covers mobile phones, which might be cheaper than taking out a special policy. A contents insurance policy protects the possessions in your home from things such as fire damage, extreme weather (floods and storms) theft and vandalism. Just make sure you specify that you want you contents insurance to include cover for your mobile phone, and tell them how much it's worth.

See below to compare contents insurance deals and find the best cover for you at the best price:

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Compare - Latest Home Insurance Deals
ProviderOnline DiscountLevel of CoverSpecial OffersGet Quotes
20%Standard Buildings cover up to £1million; Standard Contents cover up to £50k. Higher limits available for additional premium.Save 30%, plus another 20% when you buy online.Get Quotes >
20%Standard Buildings cover up to £500k; Standard Contents cover up to £50kUp to 50% off if you haven't claimed in the last 5 years. (Includes 25% introductory discount and a 5 year No Claims Discount. Minimum premiums apply. Offer extended to 31.03.2012)Get Quotes >
n/aUnlimited Buildings cover with a Tesco Finest policy.Free Black & Decker Dustbuster with each policy. Exclusive discount for Clubcard holders and up to 5 years no claims discount.Get Quotes >
25%Standard Buildings cover up to £500k; Standard Contents cover up to £50kSpecialist home insurance for the over 50s. Save 25% online.Get Quotes >
20%Buildings insurance – unlimited sum insured to cover full rebuilding cost of your home12 months for the price of 9. Plus double NECTAR Points for 2 Years on Sainsbury's Shopping.Get Quotes >
Up to 20%Up to £500,000 rebuilding costs. Up to £2m plus legal costs. Up to the sum insured on contents 25% introductory discount plus save up to 20% when you buy online. No claims discount.Get Quotes >
20% First Year Discount - Use Promo Code 20OFFUp to £50,000 contents cover as standard. Up to £100,000 with Elite cover If you take out combined buildings and contents cover get a further 20% discountGet Quotes >
50%Standard Buildings cover up to £400,000; Standard Contents cover up to £50k. Higher limits available for additional premium.Save 50% when you apply onlineGet Quotes >
30%Standard Buildings cover up to £500k; Standard Contents cover up to £50k30% discount when you buy onlineGet Quotes >
20%Standard Buildings cover up to £750k; Standard Contents cover up to £99k20% discount when you buy onlineGet Quotes >
n/aQuote required - compares deals from a panel of insurers to find the best one for you.Guarantees to beat your renewal quote by at least £50.Get Quotes >

Many believe that contents insurance is just as comprehensive, if not more so than mobile phone insurance and you may want to consider this as an option.

The best way to guarantee that you get the best deals and the most competitive contents insurance quotes is to look at a number of different providers, like those featured in our comparison tables.

Standard contents insurance policies will not cover items such as mobile phones or laptops because these items regularly get taken out into the world and are therefore at a higher risk of being lost or stolen.


But a lot of companies have taken into consideration that your mobile phone may not be inside your home for a large part of the time. To solve this dilemma, you can add on extra insurance known as personal possessions cover. This will protect your mobile phone, as well as other belonging including bikes and camera, when you take them outside of your home.


You should bear in mind the specific requirements you will need from your policy when you are gathering together contents insurance quotes to compare.


If you are considering contents insurance that covers your mobile phone, there are many companies out there that can help. Some companies will vary in term of cover and price and it is important to search for a few different quotes and compare prices.