If you are looking to purchase contents only insurance, you may find that the policy offers:
- Either ‘new for old’ cover or indemnity cover.
- Protected items will usually include jewellery, furniture, electrical appliances, clothes, upholstery and money.
- Accidental damage cover
- Protection for your possessions from fire, storms, floods, vandalism, theft and attempted theft.
You may also want to look for a contents only insurance policy that covers your garden and garage, as you may keep some of your valuables in these places.
Contacting your current insurance provider, if you already have buildings insurance, may help you save some money. Most companies who offer both buildings and contents insurance only, will offer a discount when you take out a combined policy or you go with the same company.
Contents only insurance is widely available from a range of home insurance providers. Because there are so many, it is important to source a few different quotes and compare prices.