Co-operative ISAs

Co-operative ISAs - Ethical & tax efficient

Co-operative ISAs come in the form of both cash and stocks and shares, so whatever you want from your ISA, you could find it.

However, if Co-operative ISAs aren't right for you, we may have the solution. See for yourself our wide range of ISA options to choose from, choose different tabs to compare income, growth and cash ISAs.


 Product NameISA OptionIncome YieldMore Info
FTSE Income Plan - Conditional Income Optionyes
6.50% pa††
 
5 Year Structured Income Plan offering an annual yield of 6.50%. Can be used for ISA transfers & SIPP investment.
Barclays Wealth Regular Income Bondyes
6.00% pa
 
6 Year Structured Income Bond with an annual yield of 6.00% or monthly at 0.4875%. Can be used for ISA transfers & SIPP investment.
FTSE Income Plan - Fixed Income Optionyes
5.80% pa
 
5 Year Structured Income Plan offering an annual yield of 5.80%. Can be used for ISA transfers & SIPP investment.
Investec 5 Year FTSE 100 Income Deposit Planyes
4.75% pa††
 
5 year capital protected deposit plan with an annual yield of 4.75% or a monthly yield of 0.38%. The plan can be used for cash ISA investment or cash ISA transfer
The Royal Deposit ISAyes
4.00% pa
 
3 year fixed rate cash ISA that returns 4.00% a year. The plan can be used for cash ISA investment or cash ISA transfer.
Schroders Monthly High Income Fundyes
See Details
 
The Schroder Monthly High Income Fund aims to generate a high income, whilst not compromising capital, by investing in a diversified basket of fixed income securities. 100% Discount off Initial Charges.
Invesco Perpetual Monthly Income Plus Fund ISAyes
See Details
 
Popular monthly income fund that aims to achieve a high level of income whilst seeking to maximise total return through investing in high yielding corporate and Government bonds, together with UK equities. 100% discount on initial charges.
Henderson Strategic Bond Fundyes
See Details
 
The aim of this fund is to deliver a quarterly income to investors by investing in higher yielding assets, which will include most types of fixed interest securities such as high yield bonds, investment grade bonds and government gilts, as well as having the ability to invest a proportion of the fund in equities. Income is paid to you quarterly.
Schroders Income Maximiseryes
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The Schroder Income Maximiser Fund ISA aims to deliver a target income yield of 7% pa, also providing potential capital growth. Income is paid to you quarterly. 100% Discount off Initial Charges.
Invesco Perpetual Corporate Bond ISAyes
See details
 
This highly popular fund aims to achieve a high level of overall return with relative security to capital. Income Paid to you twice yearly. Up to 100% Discount off the Standard Initial Fund Charge.
Artemis Income ISAyes
See details
 
One of the leading UK Equity Income Funds. The Fund managers hunt out companies with strong free cash flow and solid balance sheets. Income is paid to you twice yearly. 100% Discount off the Standard Initial Fund Charge.
Jupiter Corporate Bond Fund ISAyes
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The Jupiter Corporate Bond aims to achieve a high level of income with the opportunity for capital growth, through mainly investing in fixed interest securities. Income is paid to you twice yearly. 87.5% Discount off the Standard Initial Fund Charge.
Invesco Perpetual High Income Fund ISAyes
See details
 
One of the UK's most popular income fund ISAs the Invesco Perpetual High Income has delivered consistently good long term returns through a variety of market conditions. Income is paid to you twice yearly. Up to a 100% Discount off the Standard Initial Fund Charge.
M&G Corporate Bond ISAyes
See details
 
The M&G Corporate Bond Fund is a conservative ‘blue chip’ sterling fund that aims to produce a higher return than UK government bonds. Income is Paid to you Quarterly. 100% Discount off the Standard Initial Fund Charge.
Jupiter Merlin Income Portfolioyes
See details
 
The Jupiter Merlin Income Portfolio fund aims to achieve a high and rising income with some potential for capital growth. Income Distributions are made to you quarterly. 95% Discount off the Standard Initial Fund Charge.
Legal & General Managed Monthly Income ISAyes
5.30%**
 
Managed Monthly Income ISA Pays tax-free income monthly and invests in a Managed Monthly Income Trust with a current gross distribution yield of 5.3% (as at 30 June 2009, it will however change over time).
† Guaranteed income payments.
†† Income payments are dependent upon the FTSE 100 Index.
Disclaimer (Please Read)

Co-operative ISAs offer a wide range of funds to invest in and make the most out of your tax-free savings. Co-op ISAs do not include Cash ISAs, but have a selection of different trusts, and offer a 2% bonus when you save £150 a month. The range of Co-operative ISA funds available include:

  • Sustainable Lenders Trust – Invest your money responsibly in mostly UK-based funds, without sacrificing the returns.
  • UK Income with Growth – Suitable for investors prepared to accept some risk with the aim of achieving better returns than a bank or building society account.
  • UK Growth Trust – Invests in 60 of the UK's biggest companies chosen for their potential of solid growth over the medium-long term.
  • Corporate Bond Income Trust – For investors who want to spread the risk and diversify their portfolio, and can supplement your income.
  • US Growth Trust – For long-term investors who want to invest in a variety of some of America's biggest companies.
  • European Growth Trust – Invests in some of Europe's major corporations in sectors such as luxury good and technology, for long-term investors who want to spread their investments.

Coop ISAs come from a company that is renowned for its ethical values, so you can choose a fund which will enable you to contribute to human rights and environmental organisations.

You can see some of the leading ISAs currently available in the table below, or if you're not sure what ISA is best for you, get free investment advice from an expert.


Important Note: ISAs are designed as medium to long term investments of, for example, five years or more. For investment ISAs both capital and income values may fall as well as rise and are not guaranteed and you may not get back all the money you invest. Please note that tax laws can change over time and can affect your investment. If you are in doubt you should speak to a financial adviser.

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