Credit Cards

0% on Balance Transfers
Credit Cards Keeping on top of your credit cards and making sure you are getting the best available rates and interest free periods is important. We understand this and want to make sure that you have access to the leading UK credit card deals. Use the tables below to compare some of the best credit card deals side by side and apply online today.
Select Top Credit Card Deals
ProviderPurchasesBalance TransfersRepresentative APR (Variable)Apply

0% for 15 months

0% for 15 months (no fee)

18.9%Apply Now >
Santander Credit Card
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  
  • 0% for 15 months on purchases 
  • 0% for 15 months on balance transfers
  • No annual fee
  • Manage credit card online and mobile app available
  • Internet fraud protection
  • Subject to status. You will receive the exact rate and offer advertised if your application is accepted.
  • Must be 18 and UK resident

0% for 15 months

0% for 26 months

2.40% fee

15.9%Apply Now >
Nationwide Select Credit Card
Representative 15.9% APR variable. Based on assumed borrowing of £1,200.
  • 0% on balance transfers for 26 months (2.40% balance transfer fee applies - minimum £5.00)
  • 0% on purchases for 15 months
  • Unlimited cashback - 0.5% on all sterling purchases
  • Unlimited commission-free purchases abroad
  • Free mobile banking app, so you can manage your money on the go.
  • Fraud Guarantee, which gives you 24/7 account monitoring and the latest card protection technology.
  • Must be 18 or older and a UK resident
  • Nationwide Current Account holders only

0% for 16 months

0% for 18 months (2.0% fee)

18.9%Apply Now >
Lloyds Bank 18 Month Balance Transfer Platinum Credit Card
Representative 18.9% APR variable. Based on assumed borrowing of £1200.

  • 0% interest for up to the first 18 months on balances transferred within the first 90 days after your account is opened (Balance transfer fee of 2.0% applies on balances transferred within the first 90 days of opening the account, 3% fee applies thereafter)
  • 0% interest on purchases for the first 16 months after your account is opened
  • Easy spending – accepted worldwide
  • Up to 56 days’ interest-free period on purchases (from the date of transaction) if you pay your balance in full and on time each month.
  • Lloyds Bank ClickSafe® - A free service that gives you extra protection when you're shopping online.
  • Money Manager - Keep track of your money across different Lloyds Bank accounts
  • Credit available subject to status, to UK residents aged 18 or over
  • All promotional rates apply from the date of account opening
  • You must pay at least the minimum payment by the due date each month and stay within your credit limit to keep promotional rates

0% for 3 months

0% for 26 months

(2.40% fee)

17.9%Apply Now >
Nationwide 0% Balance Transfer Credit Card
Representative 17.9% APR variable. Based on assumed borrowing of £1,200.
  • Competitive 0% balance transfer term of 26 months 
  • 0% on purchases for 3 months
  • Earn commission free purchases abroad
  • Fraud protection guarantee
  • Manage card online
  • Must be 18 or older
  • Lived in the UK for the last 12 months
  • Have a gross income of more than £5,000 pa
  • Must have not been declared bankrupt, have no CCJs or IVAs

0% for 23 months

0% for 23 months (no fee)

16.5%Apply Now >
Santander 123 Credit Card
Representative Example: Representative 16.5% APR variable. Based on assumed borrowing of £1,200.  
  • 0% for 23 months on purchases
  • 0% for 23 months on balance transfers, with no balance transfer fee
  • 1% cashback at all major supermarkets
  • 2% cashback at all major department stores
  • 3% cashback at all major petrol stations an on National Rail and Transport for London travel (on combined spend of up to £300 per month)
  • Add an extra cardholder for no extra cost
  • No annual fee for the first year -If you already have, or if you open a new 123 Current Account, we'll refund the first year's annual fee on your 123 Credit Card. Offer valid until 31/12/2014
  • Subject to status. You will receive the exact rate and offer advertised if your application is accepted.
  • £24 annual fee 
  • Must be aged 18 or over

35.90%

n/a

35.9%Apply Now >
Aqua Classic Credit Card 
Representative 35.9% APR variable. Based on assumed borrowing of £1200.

  • Aqua accept people with CCJs and with a low income
  • No annual fee
  • Flexible payment dates
  • Annual credit limit between £100 - £1200

6.90%

6.90%

11.1%Apply Now >
NatWest Clear Rate Platinum Card
Representative Example: 11.1% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases 6.90% pa (variable)

  • One low rate of 6.90% pa (variable) for balance transfers and purchases
  • Manage your account online or with 24/7 telephone banking
  • No balance transfer fees
  • Must be 18 or older
  • Must be a UK resident
  • Balance transfers permitted up to 95% of credit limit only
  • £24 annual fee

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions

0% Bal. Transfer
ProviderPurchasesBalance TransfersRepresentative APR (Variable)Apply

0% for 3 months

0% for 28 months

(3% fee)

18.9%Apply Now >
TSB Platinum 28 Month Balance Transfer Credit Card
Representative 18.9% APR variable. Based on assumed borrowing of £1,200.
  • 0% interest for up to 28 months on balances transferred within the first 90 days (3% fee). 
  • 0% on purchases for the first 3 months. 
  • Up to 56 days’ interest-free period on purchases (from the date of transaction) if you pay your balance in full and on time each month. 
  • A choice of ways to manage your account - Online, by phone through a UK call centre, or at a TSB branch. 
  • ClickSafe® and Internet fraud protection protect you from online fraud. 
  • Active Account Monitoring to spot any suspicious spending. 
  • Keep track of your money across your TSB personal current and credit card accounts with Money Planner. 
  • Add an additional Cardholder 
  • Overseas Emergency Assistance
  • Use your credit card abroad with worldwide acceptance.
  • Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 90 days of opening the account and your promotional period starts from the date the account is opened. 
  • All cardholders must be 18 or over. The  main Cardholder remains responsible for all spending on the account made by the Additional Cardholder.
  • This offer is not available to existing TSB credit card customers.
  • In order to remain eligible for any promotional rates you must stay within your credit limit and make your payments on time each month.

0% for 3 months

0% for 26 months

(2.40% fee)

17.9%Apply Now >
Nationwide 0% Balance Transfer Credit Card
Representative 17.9% APR variable. Based on assumed borrowing of £1,200.
  • Competitive 0% balance transfer term of 26 months 
  • 0% on purchases for 3 months
  • Earn commission free purchases abroad
  • Fraud protection guarantee
  • Manage card online
  • Must be 18 or older
  • Lived in the UK for the last 12 months
  • Have a gross income of more than £5,000 pa
  • Must have not been declared bankrupt, have no CCJs or IVAs

0% for 15 months

0% for 26 months

2.40% fee

15.9%Apply Now >
Nationwide Select Credit Card
Representative 15.9% APR variable. Based on assumed borrowing of £1,200.
  • 0% on balance transfers for 26 months (2.40% balance transfer fee applies - minimum £5.00)
  • 0% on purchases for 15 months
  • Unlimited cashback - 0.5% on all sterling purchases
  • Unlimited commission-free purchases abroad
  • Free mobile banking app, so you can manage your money on the go.
  • Fraud Guarantee, which gives you 24/7 account monitoring and the latest card protection technology.
  • Must be 18 or older and a UK resident
  • Nationwide Current Account holders only

0% for 16 months

0% for 18 months (2.0% fee)

18.9%Apply Now >
Lloyds Bank 18 Month Balance Transfer Platinum Credit Card
Representative 18.9% APR variable. Based on assumed borrowing of £1200.

  • 0% interest for up to the first 18 months on balances transferred within the first 90 days after your account is opened (Balance transfer fee of 2.0% applies on balances transferred within the first 90 days of opening the account, 3% fee applies thereafter)
  • 0% interest on purchases for the first 16 months after your account is opened
  • Easy spending – accepted worldwide
  • Up to 56 days’ interest-free period on purchases (from the date of transaction) if you pay your balance in full and on time each month.
  • Lloyds Bank ClickSafe® - A free service that gives you extra protection when you're shopping online.
  • Money Manager - Keep track of your money across different Lloyds Bank accounts
  • Credit available subject to status, to UK residents aged 18 or over
  • All promotional rates apply from the date of account opening
  • You must pay at least the minimum payment by the due date each month and stay within your credit limit to keep promotional rates

0% for 3 months

0% for 15 months

(0.65% fee)

17.9%Apply Now >
Nationwide 0% Low Fee Balance Transfer Credit Card
Representative 17.9% APR variable. Based on assumed borrowing of £1,200.
  • 0% on balance transfers for 15 months 
  • 0.65% balance transfer fee from the first three months from account opening, after which it will revert to 2.50% (minimum £5)
  • 0% on purchases for 3 months
  • Earn commission free purchases abroad
  • Fraud protection guarantee
  • Manage card online
  • Must be 18 or older
  • Lived in the UK for the last 12 months
  • Have a gross income of more than £5,000 pa
  • Must have not been declared bankrupt, have no CCJs or IVAs

0% for 15 months

0% for 15 months

0.55% fee
15.9%Apply Now >
Nationwide Select Credit Card 15 Month Balance Transfer
Representative 15.9% APR variable. Based on assumed borrowing of £1,200.
  • 0% on balance transfers for 15 months
  • A 0.55% balance transfer fee applies for the first three months after account opening, after which time it will revert to 2.40% (minimum £5.00)
  • 0% on purchases for 15 months
  • Unlimited cashback - 0.5% on all sterling purchases
  • Unlimited commission-free purchases abroad
  • Free mobile banking app, so you can manage your money on the go.
  • Fraud Guarantee, which gives you 24/7 account monitoring and the latest card protection technology.
  • Must be 18 or older and a UK resident
  • Nationwide Current Account holders only

0% for 10 months

0% for 10 months (0.4% fee)

18.9%Apply Now >
Lloyds Bank 10 Month Balance Transfer Platinum Credit Card
Representative 18.9% APR variable. Based on assumed borrowing of £1200.

  • 0% interest for up to the first 10 months on balances transferred within the first 90 days after your account is opened (0.4% effective fee applies on each balance transfer made in the first 90 days. An initial 3% fee applies; we'll then refund 2.6% within 90 days, so the effective fee is 0.4%. The refund applies for balance transfers in the first 90 days from account opening, after which a 3% fee applies for each balance transfer)
  • 0% interest on purchases for the first 10 months after your account is opened
  • Easy spending – accepted worldwide
  • Lloyds Bank ClickSafe® - A free service that gives you extra protection when you're shopping online.
  • Money Manager - Keep track of your money across different Lloyds Bank accounts
  • Credit available subject to status, to UK residents aged 18 or over
  • All promotional rates apply from the date of account opening
  • You must pay at least the minimum payment by the due date each month and stay within your credit limit to keep promotional rates

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions

0% on Purchases
ProviderPurchasesBalance TransfersRepresentative APR (Variable)Apply

0% for 15 months

0% for 15 months (no fee)

18.9%Apply Now >
Santander Credit Card
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  
  • 0% for 15 months on purchases 
  • 0% for 15 months on balance transfers
  • No annual fee
  • Manage credit card online and mobile app available
  • Internet fraud protection
  • Subject to status. You will receive the exact rate and offer advertised if your application is accepted.
  • Must be 18 and UK resident

0% for 23 months

0% for 23 months (no fee)

16.5%Apply Now >
Santander 123 Credit Card
Representative Example: Representative 16.5% APR variable. Based on assumed borrowing of £1,200.  
  • 0% for 23 months on purchases
  • 0% for 23 months on balance transfers, with no balance transfer fee
  • 1% cashback at all major supermarkets
  • 2% cashback at all major department stores
  • 3% cashback at all major petrol stations an on National Rail and Transport for London travel (on combined spend of up to £300 per month)
  • Add an extra cardholder for no extra cost
  • No annual fee for the first year -If you already have, or if you open a new 123 Current Account, we'll refund the first year's annual fee on your 123 Credit Card. Offer valid until 31/12/2014
  • Subject to status. You will receive the exact rate and offer advertised if your application is accepted.
  • £24 annual fee 
  • Must be aged 18 or over

0% for 16 months

0% for 18 months (2.0% fee)

18.9%Apply Now >
Lloyds Bank 18 Month Balance Transfer Platinum Credit Card
Representative 18.9% APR variable. Based on assumed borrowing of £1200.

  • 0% interest for up to the first 18 months on balances transferred within the first 90 days after your account is opened (Balance transfer fee of 2.0% applies on balances transferred within the first 90 days of opening the account, 3% fee applies thereafter)
  • 0% interest on purchases for the first 16 months after your account is opened
  • Easy spending – accepted worldwide
  • Up to 56 days’ interest-free period on purchases (from the date of transaction) if you pay your balance in full and on time each month.
  • Lloyds Bank ClickSafe® - A free service that gives you extra protection when you're shopping online.
  • Money Manager - Keep track of your money across different Lloyds Bank accounts
  • Credit available subject to status, to UK residents aged 18 or over
  • All promotional rates apply from the date of account opening
  • You must pay at least the minimum payment by the due date each month and stay within your credit limit to keep promotional rates

0% for 10 months

0% for 10 months (0.4% fee)

18.9%Apply Now >
Lloyds Bank 10 Month Balance Transfer Platinum Credit Card
Representative 18.9% APR variable. Based on assumed borrowing of £1200.

  • 0% interest for up to the first 10 months on balances transferred within the first 90 days after your account is opened (0.4% effective fee applies on each balance transfer made in the first 90 days. An initial 3% fee applies; we'll then refund 2.6% within 90 days, so the effective fee is 0.4%. The refund applies for balance transfers in the first 90 days from account opening, after which a 3% fee applies for each balance transfer)
  • 0% interest on purchases for the first 10 months after your account is opened
  • Easy spending – accepted worldwide
  • Lloyds Bank ClickSafe® - A free service that gives you extra protection when you're shopping online.
  • Money Manager - Keep track of your money across different Lloyds Bank accounts
  • Credit available subject to status, to UK residents aged 18 or over
  • All promotional rates apply from the date of account opening
  • You must pay at least the minimum payment by the due date each month and stay within your credit limit to keep promotional rates

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions

Prepaid Credit Cards
ProviderInitial FeeMonthly FeeWithdrawal FeeApply
£29.99 None£0.99Apply Now >
My Cashplus Cashplus Prepaid Business MasterCard (Issued by APS Financial Ltd (AFL)
  • £29.99 annual fee.
  • Free purchase transactions
Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market. Our address is; Kings House, 14 Orchard Street, Bristol, BS1 5EH. If you would like to arrange any of the products shown in the table please click on the “Apply” link which will take you to the provider’s website where you will be able to view further details of the product and apply online.
ProviderPurchasesBalance TransfersRepresentative APR (Variable)Apply

0% for 3 months

0% for 26 months

(2.40% fee)

17.9%Apply Now >
Nationwide 0% Balance Transfer Credit Card
Representative 17.9% APR variable. Based on assumed borrowing of £1200.