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Credit card balance transfers can be a good way to take advantage of a better deal for your card debt. With a balance transfer, you can move to a new balance with better interest rates, an appealing introductory rate or the opportunity for consolidation several debts into one. There is a host of choices to select a new balance from, so be sure to compare deals to find the best rates and conditions.
With a credit card balance transfer, you need to look for:
- Good interest rates once the introductory period has concluded.
- A minimum of conditions on 0% interest during the introductory period.
- Any balance transfer charges that may be levied.
- Other conditions or terms that may apply to the balance.