Losing a credit card or having it stolen can be a stressful experience especially if your card is subsequently used fraudulently. Identity Fraud using stolen credit cards is an increasing problem in the UK
For a small annual premium it is possible to insure all your credit , debit and store cards. Most insurance policies that protect credit cards also include other benefits such as emergency cash, replacement tickets, a lost key service and luggage retrieval. As long as you report the theft or loss within 24 hours of discovery you will normally be fully protected from fraud - check the credit card protection small print for precise details.
The Annual cost of obtaining credit card protection cover should be approximately £15 to £20.