Critical Illness Insurance
Get quotes and advice on critical illness insurance deals...
You can get critical illness insurance quotes and advice by clicking on the link below.
Critical illness insurance provides a capital sum upon diagnosis of a specified illness or condition e.g. cancer, heart disease or permanent total disability.
All you need to do is fill in one simple form and our specialist critical illness insurance advisors will search the entire market to find you the best deal!
Life Insurance
Quote Basis:
The figures above are based upon £100,000 life insurance only cover for female aged 30, non smoker and in normal health. Quotation based on 25 year level term and sourced on a guaranteed basis. (details correct as at June 2009).
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With critical illness cover, survival for a certain period, normally 14 days, from diagnosis is normally required. The policy can be arranged as a stand alone policy or as an add-on to a life policy e.g. level term assurance, mortgage protection or a whole life insurance policy.
Advantages:
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Critical illness can strike at any time and the policy is designed to pay out on diagnosis of a specified condition which will provides financial peace of mind in a time of personal crisis
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The proceeds from the policy are tax free
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It is possible to protect yourself against a wide range of conditions and illnesses, and so it is important to choose the right policy for you
Disadvantages:
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Premiums are more expensive compared to conventional life cover.
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Comparing polices from different companies is difficult because terms and conditions can vary widely.
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Medical evidence will be required and possibly a medical examination for those in poor health or those requiring significant levels of cover
If you are not sure about which type of life insurance or critical illness insurance is right for you, you should talk to an expert.
