"For investors who are concerned with the markets being at historically high levels it is worth considering the merits of defensive investment plans, which are designed to produce investment level growth returns even if the underlying investment goes down. They offer a defined return for a defined level of risk, so you will know from the outset exactly what must happen in order to receive any growth and a return of your initial investment. Although each plan has its own characteristics, they are designed for investors who are not convinced the markets will continue to rise and so wish to have the potential for investment returns even if the market falls slightly." Oliver Roylance-Smith, Head of Investments and Savings
Featured investment plan:
The Investec FTSE 100 Defensive Growth Plan
34% growth return unless the FTSE falls 50% or more...
Provides investors with a fixed return of 34% provided the value of the FTSE 100 Index at the end of the plan is more than 50% of its value at the start of the plan. So even if the FTSE falls up to 50%, you still receive a 34% return on your investment. Click here for more information »