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esure Home Insurance

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Compare - Latest Home Insurance Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

5 Star home insurance from just £99
10% of all customers buying home buildings and contents insurance with us from June 2017 to August 2017 paid £99 or less (Source: Aviva). The price you pay will depend upon individual circumstances, cover chosen and payment method selected.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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Five star rated Platinum Home Insurance.
(Moneyfacts Home Insurance 2018). Choose from three levels of cover, covering some or all of: home emergency, boiler cover, family legal protection, accidental damage on both buildings and contents, personal possessions, bicycles, matching items, trace and access. Plus add optional extras. 24-hour Emergency Helpline

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UK's number 1 rated home insurance provider. We compare policies from leading providers as well as our own to find you the right cover. Prices fixed for 2 years

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Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline

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5 Star Defaqto award-winning insurer.
Pay monthly at no extra cost (0% APR Representative). Low excess of just £45 (apart from escaping water and subsidence). No hidden admin fees. 'New for old' cover. Age UK Home Insurance is administered by Ageas Retail Limited and provided by a limited panel of insurers.

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Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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Get quotes from over 65 trusted home insurance brands in minutes. 20% of consumers could achieve a saving of £158 with (based on independent research by Consumer Intelligence during 1 October to 31 October 2016)

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

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Is esure home insurance right for you?

Emergency situations cannot be anticipated meaning people are rarely financially prepared if their home suffers an accident, adverse weather damage, a fire or theft. Building repairs are expensive and with most properties holding approximately £25,000 of contents, home insurance is a good way to be ready for the worst.


Home Insurance is generally separated in to buildings and content cover. You can normally purchase these policies together as one joint cover plan from most providers or you can purchase them separately.


Buildings insurance will cover the structure of your building and will include the walls, windows, floors and ceilings; it will also include the fixed amenities in your household, such as the bathroom and kitchen suites.


Contents insurance will cover your personal items, including jewellery, as well as your electronics, carpets, curtains etc. Providers will usually offer other options which you can add on if you need them.


esure Home Insurance Review

For the first twelve months of your policy, you can add on for free Family Legal Protection or Home Emergency Cover. This is a huge saving for people who are interested in this kind of cover.


You are also able to buy buildings and content insurance together for a discount or separately if you prefer.


Buildings Cover

  • Unlimited insurance for buildings
  • Cover for lock and keys up to £1,000
  • Property owner’s liability up to £2 million


Contents Cover

  • You can receive new items for your old items
  • Garden contents are insured up to £2,000
  • Personal money in insure up to £750
  • Students are covered up to £5,000
  • Seasonal cover (4 weeks before and after a religious festival, receive an extra 15% of the contents sum insured)
  • Your home office equipment is insured up to £1,000


Optional extra features

Pest Cover

They will cover the cost of the call and extermination of a pest infestation up to the total cost of £150.


Annual Travel Insurance

esure provide annual travel insurance with which you get cover for an unlimited amount of trips worldwide per year. Trips can be no longer than 30 days.


Personal possessions cover

With personal possessions cover, your belongings will be covered while they are away from your home.


Free additional protection

With an esure home insurance policy you have the option of choosing one of these policies free for a year:


Family Legal Protection

Access to expert lawyers with up to £50,000 legal costs covered for you and your family.


Home Emergency Cover

With this cover, esure will arrange for a contractor to visit your home and carry out the emergency repairs. Call-out charge, labour cost, parts and materials are insured up to a limit of £500.


esure offer an affordable range of options and are flexible in terms of what you take out. Their incentives include a discount for taking out both contents and buildings insurance and free Emergency Cover or Family Legal Protection. This allows you to try one of these options cost free or save money on something you were going to purchase anyway.