Mortgage Commentary

Latest mortgage rate deals

James Caldwell / 23 May 2012

Mortgage rates are constantly changing and the deals available from one week to the next make finding the best mortgage rate for your circumstances not always an easy task. We have put together a se... Read more

Over £250 billion of UK Mortgages not covered by life insurance

Colm Hebblethwaite / 09 November 2011

A large number of people in the UK have taken out a mortgage in order to get their feet firmly on the property ladder, but a new study has shown that a substantial amount of these people do not have... Read more

104% increase in buy to let mortgage deals over the last three years

Colm Hebblethwaite / 27 October 2011

New statistics released by Defaqto have revealed that the amount of buy to let mortgage deals on the market has risen by 104% since 2008.  In October 2008, there were 237 buy to let mortgage pr... Read more

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First Time Buyer Mortgage Calculator

Compare first time buyer mortgages...

Finding a good deal on a mortgage when you are buying your first home can be difficult, but using our free first time buyer mortgage calculator can make it easier to find and compare the best deals available to see how much it will cost you based on your individual requirements.
 
Once you've searched for quotes using the table below, you can calculate your monthly payments:

First Time Buyer Mortgage Deal Selection - Call Direct
Initial RateProviderTermTypeAPR*LTV 
3.19%
2 YearsTracker4.10%75%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
3.19%
2 YearsTracker4.10%75%More Info >
£999 product fee.
Call 0800 068 7624 to speak to an RBS mortgage specialist.
3.49%
2 YearsFixed Rate 4.50%80%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
4.79%
2 YearsFixed Rate NewBuy Scheme4.30%95%More Info >
New purchase only. £499 product fee.
Call 0800 1582934 to speak to a Natwest mortgage specialist.
4.99%
2 YearsFixed Rate4.80%90%More Info >
£995 product fee.
Call 0808 168 45 88 to speak to a Post Office mortgage specialist.
6.09%
5 YearsFixed Rate5.10%90%More Info >
New purchase only. No product fee.
Call 0800 1582934 to speak to a Natwest mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

Our mortgage calculator can work out how much it costs for both an interest only or monthly repayment mortgage, by filling the following information into the first time buyer mortgage calculator:
  • How much you wish to borrow
  • The preferred repayment period
  • The interest rate

This will give you some idea about how much you can afford to borrow and whether you should opt for a monthly repayment or interest only mortgage. Find the most competitive mortgage deals with the table and then see which one will work best for you with our first time buyer mortgage calculator.  

Mortgage Deal Selection - Call Lender Direct
Initial RateProviderTermTypeAPR*LTV 
2.69%
2 YearsTracker4.00%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.69%
2 YearsTracker4.00%60%More Info >
£999 product fee.
Call 0800 068 7624 to speak to an RBS mortgage specialist.
3.09%
2 yearsTracker4.40%75%More Info >
£995 arrangement fee.
Call 0808 168 45 88 to speak to a Post Office mortgage specialist.
3.49%
2 YearsFixed Rate 4.50%80%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
3.79%
2 YearsFixed Rate 4.50%85%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

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