First Time Buyer Mortgage Calculator

Compare latest first time buyer mortgage calculator - use our mortgage tables below to see a selection of market leading mortgage deals - alternatively if you need advice - call our independent mortgage team on 0117 332 6063.

Help To Buy Mortgage Deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

3.69%

Reverts to 3.75%

2

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

3.69%

Reverts to 3.75%

2

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed
Help to Buy

3.89%

Reverts to 4.24%

2

Years

95%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.
Fixed

3.99%

Reverts to 4.70%

3

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.60% APRC. This is the cost of the mortgage over the full term.
Fixed

3.99%

Reverts to 4.70%

3

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.60% APRC. This is the cost of the mortgage over the full term.
Fixed
Help to Buy

4.15%

Reverts to 4.24%

3

Years

95%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.
Fixed

4.59%

Reverts to 4.00%

5

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.
Fixed

4.59%

Reverts to 3.75%

5

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.
Fixed
Help to Buy

4.28%

Reverts to 4.24%

5

Years

95%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above help to buy mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

First Time Buyer Mortgage Calculator

If you are a first time buyer in search of a mortgage it is important that you take every step to ensure that you find the right mortgage for you. There is a variety of lenders to choose from, as well as a wide range of mortgage interest rate deals. It is recommended that you conduct a mortgage comparison in order to find the most competitive mortgages deals that are suitable for you. Our mortgage tables below can help you discern which mortgage deal is best for you:

A mortgage calculator may require the following information:

 

  • The household’s prospective income
  • The size of your deposit in relation to the value of your property
  • Which method of repayment is preferable to you
  • Your preferred interest rate deal

 

Take a look at our mortgage calculator and product comparison tables to see a range of mortgage deals for first time buyers: Although it is useful to use our first time buyer mortgage calculator, they are however fairly limited because they are usually designed to calculate an estimate of your potential monthly payments. If you require an accurate financial projection, it is advisable to seek the advice of a mortgage broker who specializes in first time mortgages. Although as a first time buyer, you should not make multiple applications because this could lead to a bad credit rating, it is advisable to take a look at a number of different mortgage deals before committing to one.

 

You may wish to speak to one of our professional mortgage advisors about which mortgage deal is best for you, or you may wish to use our product comparison tables to judge mortgage deals for yourself. You may wish to consider the different types of interest rate deals before seeking professional advice. The most popular types of interest rate deals for first time buyers are:

 

  • Fixed rate – you pay a fixed rate of interest until the term set by your lender ends and switched the rate to their own standard variable rate.
  • Tracker rate – you pay a rate of interest that traces the Bank of England base rate and rises and falls with it.

 

There is a great variety of potential first time buyer mortgage deals for you to choose from in our comparison tables above.

 

Require mortgage advice? You can call our mortgage team on: 0117 332 6063

Monday to Friday 8.30am to 7pm

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Call 0117 332 6063

to speak to the Fair Mortgages team.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker